I would like to know what the annual fee for the American Express Singapore Airlines PPS Club Credit Card and how I stand to earn from my spend transactions?

This card offers a few thrills if you are one for accumulating miles as you can earn 1.3 KrisFlyer miles for every S$1 equivalent in foreign currency spent overseas on eligible purchases up to S$3,800 each month. On such purchases above S$3,800 each month, you can earn 2 KrisFlyer miles. Furthermore the card allows earnings of 1.3 KrisFlyer miles for every S$1 spent locally in Singapore dollars on eligible purchases up to S$3,800 each month. On such purchases above S$3,800 each month, earnings are 1.4 KrisFlyer miles. Highly recommended for those who seek to accumulate miles.

This card allows for users to earn KrisFlyer miles faster with 2 KrisFlyer miles for every $1 spent on singaporeair.com, silkair.com, KrisShop and at SilkAir SkyShop, both in-flight and online. I like that a lot as I am a frequent flyer. Additionally, you can earn 1.3 KrisFlyer miles for every $1 you spend on all purchases in Singapore and 1.4 KrisFlyer miles per $1 after you spend over $3,800 in a month.

This card has no conversion fee and every KrisFlyer mile you earn by using this card goes directly goes into your KrisFlyer account. There's no need to pay conversion fees or book your flights weeks in advance as all American Express and Singapore Airlines co-branded cards let you earn KrisFlyer miles automatically. Other miles credit cards like Citi PremierMiles Visa Card and UOB PRVI Miles Visa Card let you earn points which then have to be converted to Krisflyer miles plus you still need to pay a conversion fee.

The low point with this card is that it’s only for Singapore Airlines PPS Club members. Basically you will have to be a member of the Singapore Airlines PPS Club, and joining the club isn't as easy as you may assume. Essentially, you will have to make $25,000 net worth of travel bookings for suites, first class or business class on Singapore Airlines or SilkAir, within the space of one year.

This card will only work for you if you are a wealthy Singapore Airlines customer. But if you travel business, first or suites class regularly, then The American Express Singapore Airlines PPS Club Credit Card is a good card to have. Not only will you earn 2 KrisFlyer miles per $1 for your Singapore Airlines bookings and 1.3 KrisFlyer miles per $1 for local spending, but you will also enjoy PPS club benefits.

Very impressed by the complimentary night stay I got after I made bookings for a five nights stay at a resort I spent my birthday at in Malaysia. Even more pleasing was the complimentary golf games at a high quality golf courses in Malaysia. As a matter of fact, I had as much as six complementary golf games.

I am a fresh graduate and just started my first job, I signed up for this card due to the onetime $150 cash back reward for $800 spend within the first two months. However for its main monthly rewards, it is nothing to be pleasant about and the hotline is very bad, I even had to hold more than 20 minutes during non-peak hour.

The AMEX Express Singapore Airlines Solitaire PPS Credit Card gives a First Year Fee Waiver for you to enjoy and also for your supplementary card members. In addition there are no transfer fees and all the KrisFlyer miles you can earn are directly transferred automatically to your KrisFlyer account with no transfer fee. I would recommend this card for these few reasons which could really make the difference.

I love that I can enjoy Interest rates starting from 5.80% p.a. (EIR 11.38% p.a.) on their 12-month instalment plan which allows for fixed monthly repayments.The monthly repayment for your Cash-on-Instalments is fixed, allowing you to manage your finances with ease of mind. That works perfect for me as it helps me to be more organized and I give them thumbs up.

The welcome bonus with this card is quite mouth-watering. Simply spend S$1,500 in the first 3 months to receive 24,000 Membership Rewards points. That you will find to be enough points to redeem for S$110 cash credit. Plus you can see the points add up with 100% bonus points on all spend in your first 3 months of Card Membership. I have been using this card now for 6 months and am yet to find reasons to complain.

I fancy the OCBC 365 credit because it has cash rebate of $80, but only after you full fill their criteria. They require a minimum spending of $800 per month which in turn earns interest from different spending. This card suits me just fine being that I have broad spending habit and in the process it gives me $80 cash rebates every month. My only dislike is the rebate on the general spending which is 0.3%.