There are several small businesses which are managed just by using a SmartPhone. I want to start a business using my SmartPhone but I in order to do that I know it is a necessity to invest on several devices to make life more convenient. What are the different devices that a business owner should invest on, should he/she starts a small business using a SmartPhone?
The AMEX Express Singapore Airlines Solitaire PPS Credit Card gives a First Year Fee Waiver for you to enjoy and also for your supplementary card members. In addition there are no transfer fees and all the KrisFlyer miles you can earn are directly transferred automatically to your KrisFlyer account with no transfer fee. I would recommend this card for these few reasons which could really make the difference.
American Express Singapore Airlines Solitaire PPS Credit Card / American Express International
The Citi SMRT card is a pretty decent card for spending but they unfortunately exclude travel related online merchants. This to me is the downside of the card and may be a reason to get another card for travel websites.
Citi Prestige Card / Citibank Singapore
The American Express Krisflyer Credit Card has an attractive sign up bonus and it is easy to use to accumulate on miles as no conversion into KF account is required, and monthly auto “sweeping” of miles help save in the conversion fee. I also have had good experiences with their customer care service as the call center service is absolutely awesome.
American Express Singapore Airlines KrisFlyer Credit Card / American Express International
I fancy the OCBC 365 credit because it has cash rebate of $80, but only after you full fill their criteria. They require a minimum spending of $800 per month which in turn earns interest from different spending. This card suits me just fine being that I have broad spending habit and in the process it gives me $80 cash rebates every month. My only dislike is the rebate on the general spending which is 0.3%.
OCBC 365 Credit Card / Oversea-Chinese Banking Corporation
If you target to spend on major event tickets and high price items with the plan to split by instalment then this card is for you. However I notice that if you have an existing OCBC saving account, it makes bill payments much more seamless. And aside from being able to split payment into monthly instalments interest free, you can earn up to 1% rebate on your purchase. Only few cards in the market that allow auto convert spending into interest free instalment and still be entitled to 0.5% or 1% cash rebate.
OCBC Cashflo Credit Card / Oversea-Chinese Banking Corporation
I am a fresh graduate and just started my first job, I signed up for this card due to the onetime $150 cash back reward for $800 spend within the first two months. However for its main monthly rewards, it is nothing to be pleasant about and the hotline is very bad, I even had to hold more than 20 minutes during non-peak hour.
HSBC Revolution Credit Card / HSBC Bank Singapore
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Instarting a business using your SmartPhone, You should invest on a goo pair of bluetooth earphones and microphone so that communication can be made easier even when in transit. The next thing you should invest on is a bluetooth keyboard so that you would be able to type longer and detailed messages. A credit card reader and a mobile projector would come in handy for presentations and transactions. SmartPhones can only last for so long until it runs out of battery so a powerbank would be useful in emergency situations.