Can I obtain a housing loan if I have credit card issues?

Yes, a loan shark can be sued because there is a loan shark prevention act. You can only sue a loan shark if you have paid for more than 15% interest on any loan. All the overcharge will be refunded and it also includes all the interest and charges it had given. And adding that he is harrassing the victim, he can be reported to local trading standards office and to the police immediately.

When you are loaning from the banks. You cannot use the loan that you have to pay for the other loan. The bank had already paid for the stuff that you have loaned and would not be able to pass it to other stuff. You can not get another loan from another bank to pay the loan that you have. You had a contract with them and they just might repossess the item you loaned for.

Technically, there is still debt left and you owe money to the loan shark. One of your relative will stand as your guarantor and he or she will be the one responsible for your unpaid debts. Make sure to let them know so that they are always prepared whatever happens. Also, it is better to pay in full amount because it will not increase if there is nothing left, no interest will be added since there is no more unpaid debt.

Actually, you must need to be a Singaporean/PR aged 21-62. And you must have a minimum income of $12,000 p.a. Your parents or a sponsor can apply for a loan (for you) ... And your loan guarantor (if applicable) must have a minimum income of $30,000. But as like you told that you're from a poor family. From my idea, whose of home income will not $12,000. Hence it's a big problem to take loans for study. But don't worry, I've an awesome idea for you. Listen to me carefully. You can take the support of your any best friend and from my idea, you'll have to best friend whose income will be good who could help you. If you don't have any friends so you need to search who could finish your problem. When you get best friend so you can get loans through him. And then when you get succeed so you've to paid that loans.

Singapore banks can help with your loan. They give you a small interest rate. You can search online what banks offer loans. You can compare them now. There are some sites that lets you compare the loans of banks that are can make you at ease, You just need to make sure that your salary income meets there requirement.

There are a lot of agencies in Sinapore that lends you money at a low rate than the banks. You can find them online, and they are acknowledge by the authorities of Singapore. There are times that when they mistakenly gives you the wrong loan that you requested. It can be that it is low or high. It is a mistake that may happen to anyone. You must report to the agency when it happens to you because they can trace which transaction went wrong.