What is the maximum cashback for OCBC Plus! Visa Credit Card?

Even as the OCBC Plus! Visa is not a cashback card, thus there is no cap, or "maximum" cash back, you get to still earn rebates in the form of cash rebates and LinkPoints by shopping at NTUC. However do note that there is a minimum spend of $500 in places outside NTUC before the full range of rebates and LinkPoints can be unlocked.

I would like to contribute here that OCBC does have an excellent customer service. In my personal experience their customer service was extremely helpful and able to resolve my queries and concerns almost immediately over the phone. So I would like to give them a thumbs up for the professional communication and speedy customer service experience.

It is a good thing that OCBC cards can obtain instant approval and can be used immediately when you apply via MyInfo and the OCBC Plus! Visa’s Principal card’s S$107 per annum is waived for the first year. To earn an annual fee waiver for your OCBC Plus! Visa Credit Card however, you must spend a minimum of at least S$2,500 in one year starting from the month after your OCBC Plus! Visa Credit Card was issued.

We shop at Fairprice occasionally and we try to use OCBC plus card for point’s accumulation as much as we can. When we are shopping we look out for member’s discounts for selected items. The supermarket also has promotions that allow us to accumulate link points and redeem cooking/ and culinary sets at competitive prices too. A must have for households who frequent Farirpice for their grocery needs.

This is a very good credit card with a zero annual fee so you don’t have to go through the hassle of annual fee waiver as there was no fee to begin with. Also, this card allows you to earn double points in Fairprice which is a fair deal for family groceries.

Most of the vendors accepting this card offer up to 12% rebates at FairPrice Stores, Unity and Warehouse Club and up to 8% rebate at FairPrice online with salary credit. Annual fee is waived for NTUC members and the LinkPoints i accumulate can be used to offset my next purchase at selected Plus! Partners.

The Citi SMRT card is a pretty decent card for spending but they unfortunately exclude travel related online merchants. This to me is the downside of the card and may be a reason to get another card for travel websites.

I am a fresh graduate and just started my first job, I signed up for this card due to the onetime $150 cash back reward for $800 spend within the first two months. However for its main monthly rewards, it is nothing to be pleasant about and the hotline is very bad, I even had to hold more than 20 minutes during non-peak hour.

Unfortunately, the HSBC advance card is not an unlimited cashback card as they have a cap on the cashback per month, even for advance banking clients. Furthermore, if you are not an advance banking client, you would not get subsequent card fee waiver if you do not get to spend at least $12,000 in a year.

I would recommend the card for use by people who frequently purchase clothing and electronics and also in particular from known on online merchants like AliExpress, Amazon, Lazada, Shopee and Taobao.You get 10X points when you shop at retails for babies and children's wear, clothes, bags and shoes, department stores, electronics and gadgets; which cover almost all retails. Also the OCBC Reward is a $10 rebate for 3600 points which I think is fare.

OCBC Voyage Card is perfect for well-off consumers with a shifting travel schedule, who want to earn high miles locally and overseas. Consumers earn 2.4 miles per S$1 spend overseas and 1.2 miles on general local spend, which aligns with similar cards. Consumers are most likely to benefit from OCBC voyage card if they spend most of their budget locally, with at least 25% of local spend on dining.

I have had this card for a long while. The good thing with the card is that AMEX have been waiving my annual fees which is probably why I still have the card. The pros with this card include – Great customer service officers that are friendly and will do their best to help you with prompt follow ups, direct credit of miles to your Krisflyer account, many small promos every few months with a fantastic sign up promo, no minimum spending and perfect for concert lovers as AMEX offers priority to provide tickets.