During my heart surgery last month, the money I saved was only enough for all the hospital expenses. I used my card and did not noticed that it passed below my maintaining balance. I am scared that it my debit card will be automatically closed by the bank since it was almost zero.I tried notifying the bank about it but they are not responding.
The Citi MaxiGain Savings Account is a fantastic account for wealthy, consistent savers who can maintain a balance between S$70,000–S$150,000. To begin with, this account is a bit unique as the base interest rate is set to 70% of the 1-month SIBOR (Singapore Interbank Offer Rate), which changes daily–making rates slightly more variable than with other accounts. As a baseline, the effective base rate tends to be around 1.00% p.a., more or less, which is by far the highest available as per market standards.
Citi MaxiGain Savings Account / Citibank Singapore
I use Citibank for travel and they have saved me a lot of money on ATM fees as they have many ATM's all over the world. When I had to call them I was very impressed with the level of customer service they provided me.They require a minimum initial deposit of $2,000 and provide complimentary cash withdrawals from Citibank ATMs overseas with no processing fee and instant fund transfers, I give them some high recommendations
Citibank InterestPlus Savings Account / Citibank Singapore
This is a savings account with a stylish passbook provided entirely free of charge. Despite this being a passbook savings account, you can still make use of UOB Personal Internet Banking and use it to track your account balances. Internet Banking will provide you the banking convenience where you can make banking transactions anytime at anywhere, banking conveniences literally at your fingertips.
UOB Passbook Savings Account / United Overseas Bank
This Money Market Account provides the potential to earn even higher interest than an ordinary savings account would allow based on the daily prevailing Singapore Dollar Interbank Bid Rate. It also avails easy tracking of funds with separate monthly statement, online cheque payment service, direct transfer of funds between accounts, electronic statements and so on. The low point of this card has to be that it is only applicable to customers that are 55 years old and above
Citibank Money Market Account / Citibank Singapore
This is perhaps the most competitive salary crediting account that earns sizeable interest rate. Only low point is that you need to hit the minimum spent of $500 a month on debit or credit card and must pair up with one/yolo/lady’s card. Best high interest account in the market! Reliable and efficient travel insurance claim, highly recommendable and easy to claim. Your one stop solution for all travel insurance needs.
UOB One Account / United Overseas Bank
The Unlimited$aver is a savings account linked to the Standard Chartered Unlimited Cashback Credit Card that unlocks higher cashback of up to 5% on unlimited credit card spend with funds deposited into the Unlimited$aver account. With the Unlimited$aver account, clients can earn up to 5% cashback on their unlimited credit card spend, with no cashback cap and no minimum spend.
Standard Chartered Unlimited Cashback Credit Card / Standard Chartered Unlimited$aver / Standard Chartered Bank Singapore
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Your debit card will not close just because of low balance. It was actually possible for some banks to overdraw but of course, there will be an interest. But if it was not like that, you just cannot withdraw anymore money to it. In some banks, if the maintaining balance became lower, they will deduct a penalty when money has been deposited.