Best American Express Credit Cards In Singapore
Have you ever been hungry? Most of us would say "yes, of course" but once you arrived at your favorite local restaurant, have you had a challenge of deciding what to order? A restaurant has tons of options to choose from the menu. Each food item has an array of ingredients and different combos to go with each meal. So what do you feel like eating today?
A bank is no different especially when it comes to choosing a credit card. A credit card is a card issued to you by the bank granting you to purchase goods or services on credit. A bank typically has many different options of credit cards to choose from, so which is the best American Express Credit Card for you? Let's examine each "food item" or credit card to decide which is the better option for you.
Let's first start exploring and comparing some American Express Credit Cards and what they have to offer.
The American Express Singapore Airlines KrisFlyer Credit Card
With this credit card for every dollar, you spend locally you can earn 1.1 miles in travel. If you go overseas and use your American Express Singapore Airlines KrisFlyer Credit Card for purchases every dollar you spend earns you 2 KrisFlyer miles but this is available in June and December. You also get to receive 3.1 KrisFlyer miles for every dollar spent on Grab and Uber rides capped at $200 per month. Receive 5,000 KrisFlyer miles upon your first spend on the card. You also receive a bonus 7,500 KrisFlyer bonus miles when you spend $3,000 within 3 months of card approval. Also, the first year includes a fee waiver. This card is also eligible with Apple Pay, Google Pay, Samsung Pay.
American Express Singapore Airlines KrisFlyer Ascend Credit Card
Under the same category as The American Express Singapore Airlines KrisFlyer Credit Card, this credit card is great to have if you are a frequent flyer.
With the American Express Singapore Airlines KrisFlyer Ascend Credit Card, you receive 1.2 KrisFlyer miles for every dollar you spend on the eligible card purchases. You get 2 KrisFlyer miles for every dollar spent in foreign currency overseas on eligible purchases in June and December. If you are a current Uber user and Grab user you get 3.2 KrisFlyer miles for every dollar spent, capped at $200 per month, if you spend above $15,000 on eligible purchases on singaporeair.com within the first year of card approval you get upgraded to KrisFlyer Elite Gold Membership. Do you sometimes feel insecure when you travel? With this card, you get up to $1 million travel insurance coverage.
American Express The Platinum Card
Enjoy points and rewards while getting exclusive accessibility. For every $1.60 spent on purchases, you get 20 points for first $16,000 spent at participating Platinum EXTRA partners. You also receive exclusive access to the Platinum Vibes at Marina at Keppel Bay, Tower Club, Pall Mall London, among others. You can also receive up to 50% of savings at selected hotels and restaurants. Receive $800 travel credits annually by booking through The Platinum Concierge.
The American Express CapitaCard
One of the benefits of this card is that the income requirements seem to be the cheapest option with an average of $30,000 minimum for Singaporeans and a $60,000 for foreigners. With the American Express CapitaCard for every dollar, you spend at participating merchants at CapitaLand Malls you get 10X the STAR$ Rewards (which is the American Express point reward system). For other purchases, every dollar counts as 5 STAR$ reward points. You also receive a 3 hours complimentary parking across 15 CapitaLand Mall locations with a minimum spend of $1,200 per month.
The American Express Platinum Credit Card
This card is averaging a 5-star rating with its many key features that may interest you. Enjoy eating out to dinner with family or friends? The key features of this card with American Express is that you get 50%, 35%, and 15% savings at participating restaurants that are under the Love Dining experience with American Express with many locations in Singapore.
Also with Love Dining comes with some hotel experiences that have discounts applicable for groups up to 19 pax at Raffles Hotel Singapore, Shangri-La Hotel Singapore, The St. Regis and more. Also with Love Dining @ Hotels experience you receive a complimentary The Far Card Classic Membership entitling special savings for unnumbered visits at any 10 preferred restaurants at Singapore's finest hotels. If you charge your credit card at $4,500 at Platinum EXTRA partners you can earn enough points for an Economy Class return ticket to Bali. The final part of this card is the point reward system where you can earn a total of 10 Membership points for every $1.60 spent at Platinum EXTRA partners such as Lee Hwa Jewelry, The Hour Glass and Watches of Switzerland, for other purchases get 2X the points on every dollar spent.
This card also comes with some entertainment perks such as complimentary drinks at over a dozen of Singapore's most fashionable bars with complimentary green fees and privileged access to over 40 clubs in Singapore, Philippines, Malaysia, and Thailand.
For our last and final option, we have the
American True Cashback Reward Card
This Credit is very simple and easy with only a few key features but nonetheless one of great options to choose from. Some key features of this card are you get 1.5% cash-back on any purchases you make any time. First-year fee waiver and 3% cash-back for the first 6 months up to $5000 spend. This card supports all spending options. In addition, you receive exclusive dining privileges all around the world, all year round with this card. This card also has a low eligibility minimum income rate of $30,000 for Singaporeans and $60,000 for Non-Singaporeans.
With the many options, American Express has to offer some of the best credit cards in Singapore today. Just like choosing what you want to eat at your favorite restaurant, there are many options for choosing a credit card. So whether you like traveling, dining, feeling exclusive or love shopping American Express has many cards to cover your needs, you just have to choose which one.