Yes you can make money with bitcoins but I caution against investing in something you do not understand. In as much as there are genuine profits made, there have also been a number of scams surrounding crypto in general, with many ICOs being duds and so on. So here is my advice, if you really want to enter into bitcoin, do your research then find a platform that gives you a good buy and sell signal and begin you’re trading from there but be conscious to trade purposefully and don't hoard it. Final advice, never look at it as an investment, the risk maybe too high for that luxury as there are no fundamentals that support the prices.

Essentially, if the draft guide passes into legislation, starting from Jan. 1, 2020, it is expected that the some changes will take effect to enhance the dynamics of digital payment tokens. To start with, the use of digital payment tokens as payment for goods or services will not give rise to a supply of those tokens as opposed to now when a barter trade results in two separate supplies, a taxable supply of the tokens and a supply of the goods or services. Being that supply of digital payment tokens is currently seen as a taxable supply of services. In any case, the exchange of digital payment tokens for fiat currency or other digital payment tokens will be exempt from GST. So within this fine lines may lie the opportunity to make money trading and transacting with digital payment tokens like Bitcoin, Ethereum, Litecoin, Dash, Monero, Ripple and Zcash. But I encourage you to do more research please.

Hi there! First and foremost, the time frame needs to be ascertained. However I would recommend an annuity. An annuity is simply a contract between one and an insurance company whereby you make a lump sum deposit or series of deposits and periodically receive in return disbursements which according to the agreed terms initiate either immediately or at some point in the future. Obviously, the goal here will be to provide your mum a steady stream of income during her retirement. I hope this helps.

It depends on your goal at this time but if you are looking to play safe and make regular returns then I would recommend an ETF, especially one that tracks a market index such as S&P 500. This way you don’t get to pay fees to fund managers. Alternatively, if you seek bigger action and high risk investments, in most cases you may not understand these so it may be best to have a fund’s manager to invest on your behalf. But anyway keep in mind that all active trading may come with risks that a diversified index portfolio like an ETF do not bear.

Without a doubt you are making the right choice. I wish I had an opportunity to invest for my child. Yes he will be thrilled and over the moon by a car gift and you will be his hero for today but an investment made on his behalf will make you his hero for life and will have him love, appreciate and cherishing you. This choice and action you make has the potential to create a trickle-down effect even to your grandchildren’s generation and beyond. Stand your ground sir, it’s the better choice.

Hello! I do not trade and barely know anything about day time trading but I have been passionate about astrology for a while now. From my interaction with it, guided insights can be used to aid or enhance daily living. Knowledge of astrology can be applied to any aspect of life, career, relationship, problem or vision. But I will advise that you always try to see it as what it is, a tool to be used as a guide or compass to help you navigate through with good decision making, see results and

Have you delayed your credit card payment in the past? It is recommended that you check your credit card scoring, as the bank will not tell you the reason for the review.

Well to start with the kids are quite young, but considering the fact of the situation of a single mother with probably no extra helping hand coupled with the long working hours, obviously giving the children cards will be a good idea for emergency sake. But before that is done, time should be taken to give the children proper financial education and orientation on card usage.

It's not possible! If you don't have any document of Singapore. So then you'll have to make from your own country.

Unfortunately, I'm saying it, that kids can't open their own credit card accounts. Because 8-year old kids can't get their own credit card. Although, parents' account may allow them to add child name in credit card with your name! You typically have to be 18 years old to get a credit card on your own. But credit card issuers make it easy to get a credit card for a child under 18 as an authorized user on your account.

Straight to the point, cancel your credit cards if you cannot control your spending. By so doing, you seize to spend beyond your means. Another strategy would be to track all your expenses to identify what you can cut down on or out completely. On a final note, curb your impulse buys and stop eating out in restaurants but do more cooking.

There are quite a few issues with keeping a high balances on your credit cards. First, it costs you a lot of money as credit cards carry high interest rates. Also, having credit card balance which are above 30% of the cards limit, reduces your credit score considerably.

Actually, you must need to be a Singaporean/PR aged 21-62. And you must have a minimum income of $12,000 p.a. Your parents or a sponsor can apply for a loan (for you) ... And your loan guarantor (if applicable) must have a minimum income of $30,000. But as like you told that you're from a poor family. From my idea, whose of home income will not $12,000. Hence it's a big problem to take loans for study. But don't worry, I've an awesome idea for you. Listen to me carefully. You can take the support of your any best friend and from my idea, you'll have to best friend whose income will be good who could help you. If you don't have any friends so you need to search who could finish your problem. When you get best friend so you can get loans through him. And then when you get succeed so you've to paid that loans.

It's a very difficult and dangerous situation for you. Because your whole life is going to turn into a dark night. But you must need to control yourself with patience. And ahead, you've not to do anything at this moment. Because some such moment does in our life. At that moment, we've to stay totally silent which to better for us. Okay then, let's talk about your situation, you shut up totally, don't lose control of yourself, don't take tension. You get became relaxed and cool. Because it will help in fighting your situation. Again let's talk about what will happen next. First of all, if your girlfriend does true love with you so she will stay with you. Otherwise, she will go by leaving you. And in a few moments, you'll come on land from the sky. Where on you'll have to alone again as before. But everyone and everything can leave you. But one thing can't leave you on any turn and nor in any situation. That is. Your experience, your will power your goals and your mindset. Which these things will go ahead by taking you. Because you're forgetting that you did start from the same situation. Hence you can start again from here.

First of all, you'll have to get out of your stress. And after that, you'll have to do one work. And that is it work that as soon as you get salary. You give let money to his wife with love by bringing. And all responsibility of home also give let to her for running home's expenses. And then when she'll run home's expense then she'll get know about money value. And after that, you have come to your office by taking his wife to show the office how do you work in the office. When she'll see your hard work whole day how are you doing work. So then she’s wisdom will get come.

Don't worry, you can take loan to treatment. Because in this world, there is a solution to every situation and every problem. First of all, you'll have to find Bank which is giving loan to treatment. In that city, on where you live. After having met best Bank, you've to do ready legal documents. For example …Fill in your personal, financial, and employment details. And finally, do apply and get loans to the treatment of your father.

From my idea, you can help your investors in this case.

Put simple, term insurance is cheaper if you're planning to stay covered for the next 10 to 20 years and less than 70years in general. Whilst the whole life insurance is cheaper if you prefer coverage until 99years with limited payment term. You can opt for a mix of both the whole life and term plans, where the whole life plan covers your final expenses and/or daily expenses for you and your family in the event of untimely death or critical illnesses. Also term plans of about 10 to 20 years can come in handy if you have new-borns as extra coverage will be needed during the years when your children are growing up. In conclusion, there are no right or wrong in planning like this. How much to buy and what to buy depends on what your priorities are.

If I am correct, I think you are trying to ask that if start claiming from the insurance company, will they have the money to pay you when you die. First and foremost, it's a contract. Insurers pay billions in claims yearly. Secondly, the premium you pay insurance is invested so they'll be able to earn and pay you back when you die. Number three, all risk is already factored in. Some people will die earlier, others later, while some will cancel, and majority won’t even claim. All this is already priced in and you're paying fair value plus some mark-up for the risk you're passing on to the insurance company. Number four, there is regulation to make sure Insurers have enough money to pay claims. Lastly, insurance companies are reinsured by bigger insurance companies. So don't worry, keep paying your premiums, and you'll be able to claim.

Basically, you need will have to these documents to register Travel Insurance. (1) Travel insurance claims form (2) Copy of Policy and policy number, Travel dates (3) Copy of tickets (4) Amount of loss (5) Identity card (6) Proof of age (7) Any government documents If you've these all documents so you can easily register Travel Insurance. There's no problem. And talk is of the rule. So rule does apply on the document. And if you've legal documents. So it's no problem! So go and register!

Oh, first of all, I'd like to say welcome to Singapore. Actually, here's the 8 Best Term Life Insurance Plans. Who you can take from these. Who I'm going to give the best 8-names list below. Best Term Life Insurance Plan for Cheapest Premium: (1) Aviva Term Protector Best Term Life Insurance Plan for Early Critical Coverage: (2) Manulife Ready CompleteCare Best Term Life Insurance Plan for Lifetime Coverage: (3) NTUC Income TermLife Solitaire Best Term Life Insurance Plan for Optional Riders: (4) AXA Term Protector Best Term Life Insurance Plan for Covering Pre-existing Conditions: (5) Prudential PRUvital cover Best Term Life Insurance Plan for Convertible Features: (6) Manulife ManuSignature Term Best Term Life Insurance Plan for Limited Premium Terms: (7) AXA Term Protector Best Term Life Insurance Plan for Premium Refund: (8) Aviva MyProtector – Money Back So it was 8-best and top life insurance. You can any life insurance from these.

I’m going to tell about eight documents. Which will take to apply insurance of your child. These important documents should have of your child. Birth certificate. A birth certificate records the name, gender, date of birth, place of birth, parents' name, and address. ... Government identity card Passport. ... Vaccination records. ... Insurance. ... Savings Details. ... Medical Certificates. ... Guardianship Nomination.

So-called “child-only” plans are health insurance policies in which no parent or guardian is covered and the policyholder is age 18 or younger ...However, the concern that parents could delay purchasing coverage for children until they got sick led some health insurance companies to stop offering child-only plans.

There is a surplus of banks in Singapore that can provide banking services for a foreign resident. However choosing a banking option will largely depend on your personal assets, exact needs, duration of stay and so on. For everyday financial paraphernalia like receiving salary, paying rent, or cash withdrawal, a current account would be amply. However, though there exist no limit on cash imports or transactions from overseas, you should not deposit large sums in current accounts as only bank deposits of up to 50,000 SGD are covered by Singapore’s deposit insurance scheme. Subsequently, all account deposits made in foreign currency inclusive of offshore accounts are exempted from insurance in any form. On a lighter note, interest rates are low on both current and savings accounts. Irrespective, I would like to advice that before moving to Singapore you should talk to your independent advisor or bank back home.

Assuming you guys earn about $3,000 per month, either one of you have a DBS / POSB Credit card, spend $1 or more every month, you can try DBS Multiplier Account. You get 1.9% p.a interest for your savings in the DBS multiplier credited "Monthly"! Thus if you deposit 600 x 12 = 7.2k , at 1.9%, you'll get about $135.05 for the first year, the 2nd and 3rd year and so on, compounded even more as you will add $600 monthly.

Try high interest savings account like DBS multiplier, UOB One etc. as the fit what you seek and are good. If you already maxed out those type of account already, you can also try CIMB Fast saver who just recently increased interest rates to 1.5% for above $50k.

Most definitely SSB. Why? Because they have higher interest rate, good liquidity, 1 month notice to withdraw funds, pro-rated interest on early withdrawal, increased interest rate the longer you hold funds. All the best!

First of all, do inactive your bank account. So that that hacker couldn't more money. After that, go to Bank branch. Say everything about your hacked account by going to the bank.

Hi. Certainly you or any foreigner can own a business in Singapore without necessarily relocating. However, I believe there are two options you will need to take into consideration. You will need to appoint a contact in Singapore who is well trusted by you or in the absence of that, retain a resident nominee director service so as to fulfil the Singapore companies’ statutory requirement of a resident director. Best of luck!

You sound like an educated woman so I am baffled that you are in the position you are in. First of all I don’t want to speak badly of your relationship but I think it’s rather odd that you are dating a man many years younger than you and one you are probably taking care of. Frankly I will caution strongly against buying a property for your boyfriend but if you must buy one to justify ‘’sharing something together’’, then let the documents be in your name. Anything short of that sister and you will be in for a real shocker in future.

I think a lot will depend on the full story like why is the adult child still leaving with parents? Anyway if it was me I would handle it this way. Rather than charge rent from my child, I would allow him to live rent free but he has put aside the amount of money he would otherwise be paying for rent it into either a savings or a retirement account. This way in a few years he/she could have saved up enough money to become a home owner.

You did well to point out that you are not referring to the frustrations we occasionally have as a result of working 9-5 daily, monthly and yearly. That of course is a reason to prefer NEVER to work again. But aside that, if I had everything I wanted and did not have to work for them like I do now, quite frankly I would still prefer to be able to work as I believe without any form of work, enterprise, creation or labour the human brain and body would begin to depreciate. I will still prefer to do some work by basically doing the simple things I love to do or have skills for.

Is this some sort of trick question or aptitude test? Anyway if yours is a real life scenario, 7 teachers will have to pay $6 each for 7 tickets which will equal $42 and summing that with the $2 each of 40 students which is $80 comes to a total cost of $122. That was not rocket science was it?

Well this is not exactly a secret but I think the wildest thing I ever did was when under intoxication ordered a free drink for everyone in the club. I don’t want to say how much it cost me pay off the bill, it still hurts me even today thinking about it.