Reviews for Finance and Debt
Latest reviews about all thing of Debt. And you can also check reviews about Debt.
The first bank in Southeast Asia to launch Near Field Communication
UOB Debit Card / United Overseas Bank
With contactless cash withdrawals, you can now withdraw cash easily and quickly with a tap of your phone instead of inserting your ATM card. UOB is perhaps the first bank in Southeast Asia to launch Near Field Communication (NFC) enabled Automatic Teller Machines (ATM) that allows you to truly go digital. Now to enjoy the convenience of Contactless Cash Withdrawals, add your UOB Visa or MasterCard Debit Card to your mobile phone on MightyPay for Android users or ApplePay for iPhone users.
Enjoy up to 10% off on travel related bookings with participating merchants
UOB Direct VISA Debit Card / United Overseas Bank
With this card, you’ll be able to get cash rebates of up to 10% when you use your card to make purchases at participating merchants such as Cathay Cineplexes and Cold Storage.If you’re one for travelling and adventure, you can also enjoy up to 10% off on travel related bookings with participating merchants.There is no minimum income and annual fee required for this card.You only need to be 16 years or older with a UOB Savings Account or Current Account
Transact in multiple currencies without incurring foreign currency exchange fee
KrisFlyer UOB Account / United Overseas Bank
The KrisFlyer UOB Debit Card and Account has definitely changed for the better. With the introduction of Mighty FX, it now makes even more sense for a frequent traveller to take advantage of the enhanced ability of the KrisFlyer UOB Debit Card to transact in multiple currencies without incurring a foreign currency exchange fee. If you want to earn KrisFlyer miles and don’t want to get or don’t qualify for a credit card, then the KrisFlyer UOB Debit Card and Account are the way to go.
Annual fee waiver triggered with at least 12 MasterCard transactions per calendar year
UOB Lady’s Debit Card / United Overseas Bank
The principal UOB Lady’s Debit Card is entitled to the first 3 years card fee waived while thereafter, annual fee waiver will be triggered with at least 12 MasterCard transactions per calendar year. By the way annual fee waiver shall not apply to applicants who have cancelled and reapplied for the same principal UOB Lady’s Debit Card. For eligibility, applicant must be female and be at least 16 years old and no minimum income is requirement.
Charging annual fees on a debit card,
UOB Delight Debit Card / United Overseas Bank
UOB has several debit cards in its stable, but I would urge you to ignore the crowd and quantity and go for quality like the UOB Delight Debit Card. But I think it’s quite absurd that they are charging annual fees on a debit card, yes that is right, yes, believe it or not, UOB charges annual fees on their debit cards – and some are not that easy to waive.
Greater control over foreign currency exchange rates that you get
UOB Mighty FX / United Overseas Bank
With UOB Mighty FX, you not only save on additional foreign exchange (FX) conversion fees when you shop on overseas websites, but you also have greater control over the foreign currency exchange rates that you get. UOB Mighty FX allows you to view and exchange with real-time foreign exchange (FX) rates for popular currencies including USD, GBP, Euro, Australian Dollar (AUD) and Japanese Yen (JPY). Some exchange rates offered by UOB Mighty FX are even better than those at popular money changers, so clearly, this can help you save some money.
3% cashback for contactless payments like Visa PayWave, Apple Pay transactions
DBS Visa Debit Card / DBS Bank
The DBS Visa Debit Card has my vote for being the one of the best debit cards in Singapore. You get 3% cashback for contactless payments like Visa PayWave, Apple Pay transactions with a few conditions to be met like spend at least $400 a month on your debit card and limit cash withdrawals to $400 or less a month. Cashback is capped at $50 a month while you should note that PayWave transactions are capped at $200 per transaction. You should also know that the card can be used overseas with no foreign transaction fee if paired with a DBS Multi-Currency Account
24-hour Concierge and minimum of 16 years of age eligibility
DBS UnionPay Platinum Debit Card / DBS Bank
Major highlights with this card has got to be the 24-hour Concierge, minimum of 16 years of age eligibility, 1% cashback on overseas and online transactions with minimum spend of SGD $1,000 per quarter, 0.3% cashback on local transactions with minimum spend of SGD $1,000 per quarter and enables contactless payment with maximum spend of SGD $100 under UnionPay QuickPass.
Spend at least $400 a month and get 4% rebate
PAssion POSB Debit Card / DBS Bank
This debit card comes with free PAssion membership of up to $12 for 5 years. Don’t know what’s so great about that but it adds up for some people. Plus when you spend at least $400 a month on the POSB PAssion Card, you get 4% rebate at Giant, Cold Storage and Guardian. If you have a family, you also get 5% rebate at popular Singapore places of attractions and 1-for-1 tickets on the 10th of every month.
3% voucher rebates along with a chance to earn Takashimaya Bonus Point
DBS Takashimaya Debit Card / DBS Bank
This card offers a 3% voucher rebates along with a chance to earn 1 Takashimaya Bonus Point with every S$10 charged and redeem S$30 worth of Takashimaya Gift Vouchers with every 100 Takashimaya Bonus Points shopping discounts.They go even further with an additional 10% off during selected sales events in-store with complimentary free delivery service when you meet certain spend amount
2% cashback on all contactless payments and 1% on online shopping with no minimum spend
SAFRA DBS Debit Card / DBS Bank
In my opinion, the SAFRA DBS debit card is simply the best debit card. NSF cardholders can get 2% cashback on all contactless payments and 1% on online shopping with no minimum spend. For everyone else, that is non-NSFs, the minimum spend to enjoy these bonus cashback rates is actually $400. But by and large this I believe is worth it in order to reap the full benefits with the card.
An all in one card which provides the convenience of a combined credit and membership card
DBS NUSSU Debit Card / DBS Bank
This is yet another awesome all in one card which provides you with the convenience of a combined credit and membership card with the features that allow you to auto-charge NUSS bills to your Card. It comes with a pleasant complimentary annual fee waiver as long as you’re a NUSS Member. You also earn 2 DBS Rewards Points for every S$5 spend at any of the NUSS F&B outlets, earn 1 DBS Rewards Point for every S$5 you charge to your card island wide.
Withdraw cash from Maybank ATMs with no transaction fees
Maybank Platinum Debit Card / Maybank Singapore
The Maybank offers two debit cards, the Maybank Platinum Debit Card (Mastercard) and the Maybank Manchester United Platinum Visa Debit Card. Now for those of us, especially those who frequent Malaysia, the free Maybank Platinum Debit Card is pretty useful as it lets you withdraw cash from Maybank ATMs with no transaction fees. Bear in mind, however, that foreign exchange rates may apply.
Up to 3% Cash Rebate and 5X TREATS points when Manchester United wins a Premier League match
Maybank Manchester United Platinum Visa Debit Card / Maybank Singapore
1% unlimited cash rebate and 1X TREATS Points on all transactions with up to 3% Cash Rebate and 5X TREATS points when Manchester United wins a Premier League match. What is simply mind blowing is the fact that there is the first 2 years annual fee waived while subsequent waivers are at a minimum spend of S$3,600 per year. I recommend this card for Man United fans and non-fans too.
Supports the NETS FlashPay function to top up and tap for public transport,
HSBC Debit Card / HSBC Bank Singapore
The HSBC debit cards have no annual fees and it offers overseas cash withdrawal with no transaction fee at HSBC ATMs. However, this is ONLY for HSBC Advance and Premier Account holders. If you do qualify, the good thing is that HSBC has a strong ATM network in countries like Hong Kong.This card also supports the NETS FlashPay function so you can top up and tap for public transport, you can also link it up with SimplyGo and can be used to withdraw cash from cash points like 7-11, Cold Storage, Guardian and ATMs with “atm5” symbol
Withdraw cash in ten currencies and enjoy cash withdrawal fee waiver across all ATMs worldwide
HSBC Everyday Global Debit Card / HSBC Bank Singapore
This card lets you withdraw cash in ten currencies at $0 fee and enjoy cash withdrawal fee waiver across all ATMs worldwide. This is great news for people who aren’t comfortable with carrying large amounts of cash around, and don’t want to pay ATM withdrawal fees. So, if let’s say you’re travelling to England, you can convert SGD to Pound sterling in just a few steps instantly on the QuickFX app. You can then withdraw it using your Everyday Global Debit Card in England without having to pay foreign exchange fees and ATM fees, or simply make payments directly to the merchant.
1% cashback with participating retail and transport merchants
OCBC FRANK Debit Card / Oversea-Chinese Banking Corporation
This card is well known for their youth centred marketing campaigns and having a wide array of attractive card designs for you to choose from, this FRANK debit card is another popular choice amongst tertiary students. This card offers a 1% cashback with participating retail and transport merchants such as ZALORA, Lazada and Grab. Good enough, there is no minimum income and annual fee required for this card. You only need to be 16 years or older with an OCBE FRANK savings account.
I won S$20 cash credit for the deposit account that was opened together with my debitrd
OCBC YES! Debit Card / Oversea-Chinese Banking Corporation
I am not one to win things so you can imagine my joy when I won S$20 cash credit for the deposit account that was opened together with my debit card. This promotion is however valid for your first OCBC deposit account and it must be opened online too. This offer is limited to the first 600 OCBC deposits accounts opened online per month.
For people who buys groceries at NTUC Fairprice
OCBC Plus! VISA Debit Card / Oversea-Chinese Banking Corporation
I recommend the OCBC Plus! Visa Debit Card, for people who buys groceries at NTUC Fairprice (practically every Singaporean who’s not on RedMart). The OCBC Plus! Visa Debit Card offers a decent 4% rebate at NTUC FairPrice, Unity and Warehouse Club if you spend $200 outside of the “NTUC network” that month. If you spend $500, and your rebate goes up to 7%, you also get 3% link points when shopping on FaiPrice On. The downside is that the OCBC Plus! Visa Debit Card has an annual fee of $24. This is waived for the first year and subsequently takes $1,200 of spending per year (avg. $100 a month) to waive.
Allows you to check your LinkPoints balance and transaction history conveniently
NTUC Plus! VISA Debit Card / Oversea-Chinese Banking Corporation
The NTUC Plus! Visa Debit Card Plus App enhances your rewards experience and allows you to check your LinkPoints balance and transaction history conveniently. So be it shopping, exercising, traveling or dining, explore the discounts and deals you can get under Plus! Treats. You can even collect stamps from Plus! Partners to redeem exciting rewards.
No annual fee and works as a multi-currency card
Citibank Debit Mastercard / Citibank Singapore
Citibank only has one debit card which is the Citibank Debit Mastercard. Regardless of whether you bank with Citibank regularly, this is a useful debit card for frequent travellers. This debit card with no annual fee works as a multi-currency card if you link it to a Citibank Global Foreign Currency Account. Like with the DBS Multi-Currency Account, you can easily convert SGD to 9 foreign currencies: AUD, CAD, EUR, HKD, JPY, NZD, GBP, USD and Swiss Franc.