Complete Guide to Savings
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Latest Articles

Savings
Should You Use a Debit Card
2020.04.07
Savings
What bank offers the best savings interest rates in Singapore?
2020.04.07
Savings
The Importance of Managing Money | Top 10 Tips to Manage Your Checking Account
2020.04.07
Savings
Beginner's Guide to Managing Your Money
2020.04.07
Savings
When Two Become One: Should You Open a Joint Account After Getting Married?
2020.04.07
Savings
Top 8 Suggestions Why You Need More Than One Account: Is it okay to have multiple bank accounts?
2020.04.07Latest Forums
If I was to file for bankruptcy would that mean for my bank account that is currently linked to all my billing accounts?
I need to maintain my medicines.
Can I use my savings for my maintenance medicine?
May I lend my money from savings in the bank through online transaction?
How can a disabled person have a savings account?
May I use the savings of my brother to pay a repossessed item?
Latest Reviews
Generally FWD offers decent coverage for a safe travel destination
FWD Travel Insurance Premium / FWD Singapore
I must say that the FWD Travel Insurance Premium is very easy to apply and also avails competitive rates as well. Generally FWD offers decent coverage for a safe travel destination however if you’re going somewhere with a higher risk involved like a ski trip for instance, you might want to consider specialized plans. But generally, the application process and ease of getting a quote upfront is great with competitive prices too.
On-line cliams process was very easy and fast
Etiqu ePROTECT travel Basic Plan / Etiqa Insurance
I made a claim for flight delay and the on-line process was very easy and fast. The claim was actually approved within a day and the claimed amount credited into my e-wallet the following day.Your credit in the e-wallet is best cashed out using Paynow as it is very simple and convenient.
Claims resulting from pre-existing medical conditions while overseas
Tiq Travel Insurance / Etiqa Insurance
In case you were not aware, most travel insurers do not cover claims resulting from pre-existing medical conditions while you are overseas, but thankfully Tiq Travel Insurance does so you can go right ahead and opt for one of their Pre-Ex plans to adequately cover yourself on your travels.Some common examples of pre-existing medical conditions are Diabetes, Stroke, Asthma, Cancer and Epilepsy
If you plan to buy travel insurance with Citibank, be prepared to pay a premium
Citi Travel Insurance / Citibank Singapore
With Citibank, you have a choice between complimentary travel insurance with a Citi PremierMiles, Citibank Cash Back or Citibank Rewards Card or paying for a premium insurer. If you take a closer look at the coverage limits on the complimentary insurance plans, you’ll realise that the limits fall way short of industry standards for paid travel insurance. Which essentially means that you take it up on your own risk. If you plan to buy travel insurance with Citibank, you’ll have to pay a premium however as it is expensive and the coverage doesn’t quite fit what you pay for but if good emergency assistance is your top priority, then you might find Citibank travel insurance worth your money.
A golf advantage cover that provides coverage for damaged or lost golf equipment in your checked luggage
Allianz Travel Protect Single Trip Gold Plan - Standard Chartered / Standard Chartered Bank Singapore
Unfortunately, Allianz has pretty strict restrictions when it comes to sports coverage as you won't be covered for sailing, hunting, playing polo, mountaineering, skiing, rock climbing, parachuting or hang gliding. You do however, have a golf advantage cover that provides coverage for damaged or lost golf equipment that is in your checked luggage. Allianz has an efficient online claim portal allows customers to submit and file their claims online easily and if you have problems uploading your claim you can call or email them for assistance. If you are claiming for medical or dental expenses, you will still have to send original copies of your supporting documents and an acknowledgement email to the address in the table below.
Personal accident cover starts 3 hours before departure with a high medical coverage of up to S$600,000
HSBC SmartTraveller (Essential Plan) / HSBC Bank Singapore
This card allows you to pays up to $S20,000 under Trip Curtailment even if you have to remain overseas for medical treatment and pays up to S$12,000 for the unrecoverable deposits under Trip Cancellation. Your Personal Accident cover starts 3 hours before departure with a high medical coverage of up to S$600,000 for medical and accidental dental treatment whilst overseas with an automatic extension of policy for up to 30 days if you are hospitalized or placed under compulsory quarantine while overseas upon the written advice of a Doctor. You receive up to S$10,000 for lost personal effects and reimbursement to replace the essential items and an automatic extension of policy for up to 72 hours if you are unable to complete your trip as planned due to Public Transport delays that are not your fault
Filing for bankruptcy will give you a fresh start to your business and remove you from all the payment needed from that business of yours but ofcourse possesion and benefits from that small business will be voided will no longer be in your hands instead it may be either sold to some other individual who is willing to pay the debts or completely stopped from existing though that may not always be the case but there is still a better chance of it being sold instead, anyway you will be able to make a fresh start but without the investment money of course, you are just given the ability to avoid paying the debts that come along with the business, filing for bankruptcy doesn't always work out it mainly involves how much money it is in debt with and how big the money that was invested in it