Does important to read loan agreement of any bank with carefully?

Just as long as the interest rates are not that high and that loan isn't going to be lasting long without it being paid, then I say it is a matter of priority of whether you should get a loan because if all else fails and you fail to pay the loan immediately, the interest rates will get you otherwise and you will be under twice the amount of debt that you started with, ofcourse it can be helped just as long as you responsibly find out the set backs of having a personal loan and if you are able to handle of paying the said loan when the need arrives

If you want to get a home loan. So you should be these documents. Duly-completed and signed UOB Property Loan Application Form. Copy of NRIC/Passport of applicant(s) Income documents: ... Option to purchase. Latest CPF statement of account (if CPF usage is involved) Latest CPF withdrawal statement for existing property (if applicable) And depending on your financial or credit situation, you may be asked to provide other financial documents. Your joint applicant, if any, will also be required to provide your documents.

Entering the business world is a tough thing to do. You have a lot of competitors that might be pulling you down. One of the problems of some people who want to start a business is the capital. You can start a business without a capital, but mostly it is more advantageous to start a business with a capital. You can loan money from banks and they will give you some advices too. You can loan money from other people too.

I don't think most credit cards provide the ability to transfer funds to a bank account. However, I think it is possible to withdraw cash with cash advance.

It was technically legal because you will be the one to handle the money that you have loaned which means that you can do whatever you want to do with the money that is loaned. Just make sure that no law will be violated, specifically the loan shark law which is asking for an interest that is greater than 15% of the other loans. If this law has been violated, all the charges will be refunded and it will just bring hassle.

Actually, you must need to be a Singaporean/PR aged 21-62. And you must have a minimum income of $12,000 p.a. Your parents or a sponsor can apply for a loan (for you) ... And your loan guarantor (if applicable) must have a minimum income of $30,000. But as like you told that you're from a poor family. From my idea, whose of home income will not $12,000. Hence it's a big problem to take loans for study. But don't worry, I've an awesome idea for you. Listen to me carefully. You can take the support of your any best friend and from my idea, you'll have to best friend whose income will be good who could help you. If you don't have any friends so you need to search who could finish your problem. When you get best friend so you can get loans through him. And then when you get succeed so you've to paid that loans.