What is Apple Pay?

They offer some interesting packages indeed starting with a 1% rebate on Grab transactions with a minimum monthly spend of S$500 on your UOB Direct Visa Debit Card capped at S$20 rebate per month. You also get to enjoy SMART$ rebates on-the-spot at participating merchants all year round and use it to offset your next purchase. Participating merchants such as Shell, Cathay Cineplexes, Cold Storage, Guardian and much more. Up to 3.88% p.a. interest with UOB One Account earn higher interest when you spend on your UOB Direct Visa Debit Card. You can access over 1,200 ATMs in Singapore and global ATM access on the Visa plus Network and Pay for purchases NETS Outlets Island wide. There Enhanced Card Security - EMV Smart Chip protects against “skimming”, enjoy secure online shopping with Verified by Visa and receive SMS transaction alerts. Purchases are debited directly from your account and you get to track transactions via UOB Personal Internet Banking or Mobile Banking and monthly statements.

You can submit a change of address notification to your telephone provider online or yu could always call your phone provider's customer service for further inquiries about the change and charges: Procedures such as account closure and account transfer may have to take place at a customer service centre.

Just like in any country, there aren't many investments that guarantee your principal as well as returns in Singapore but of those that do, you should be very careful of scams. One other thing to understand is that when you get to enjoy such safety in your investments and visibility in your cashflows, you need to be prepared to accept a rate of return that is close to the risk-free rate. Your first bet is to invest on Singapore Government Treasury bills and/or Singapore Government Bonds. You can also try investing on saving plans or fixed deposits but the returns are low. If you want higher returns then you really need to invest on high risk investments.

There are many ways to invest your money. You could invest it by opening a high yeild savings account for emergency purposes or you could invest all of it on CPF. There is also an option of dividing the money and putting half of it in your savings account and putting half in CPF. Eitherway it all depends on your current financial status and necessities.

If you are looking for the best without thinking about how much it would cost you then you can try Singtel combo 3 where you not only get unlimited data but also unlimited calls and SMS wth a phone subsidy. It comes with a contract and costs S$108.80 but if you want the full package then this is the plan that you are looking for. If you are on a budget and only want mobile data then you should try Zero 1GB to Unlimited data however the speed will be throtted after 1 gb.

Investing on property would take you a long way because unlike investing on stock markets, investing on a property is unique because it contains utility value. It is an asset that you can use and enjoy while capturing gains. You can also rent the place out to other people and still hope that the rental rates would increase as the rise in the prices of property also increase.

According to ValueChampion's findings, undergraduate programmes pertaining to computing, engineering, architecture, pharmacy and law tend to have the highest level of return on investment on their tuitions immediately upon graduation. In particular, a bachelor's degree in law stood out as having the 2nd highest median gross monthly wage* and the 5th highest full-time employment rate.