What is Apple Pay?

They offer some interesting packages indeed starting with a 1% rebate on Grab transactions with a minimum monthly spend of S$500 on your UOB Direct Visa Debit Card capped at S$20 rebate per month. You also get to enjoy SMART$ rebates on-the-spot at participating merchants all year round and use it to offset your next purchase. Participating merchants such as Shell, Cathay Cineplexes, Cold Storage, Guardian and much more. Up to 3.88% p.a. interest with UOB One Account earn higher interest when you spend on your UOB Direct Visa Debit Card. You can access over 1,200 ATMs in Singapore and global ATM access on the Visa plus Network and Pay for purchases NETS Outlets Island wide. There Enhanced Card Security - EMV Smart Chip protects against “skimming”, enjoy secure online shopping with Verified by Visa and receive SMS transaction alerts. Purchases are debited directly from your account and you get to track transactions via UOB Personal Internet Banking or Mobile Banking and monthly statements.

There are a lot of cheap plans but the best that provides what you are looking for are StarHubGiga and M1 which offers, 1,000 SMS, 1,000 min of calls and 25-30GB of data for only S$25.but if you're looking for something cheaper but still somewhat decent, you could try Zero1 though you will encounter speed reduction after 1GB of mobile data use.

Investing on property would take you a long way because unlike investing on stock markets, investing on a property is unique because it contains utility value. It is an asset that you can use and enjoy while capturing gains. You can also rent the place out to other people and still hope that the rental rates would increase as the rise in the prices of property also increase.

In a joint statement, the Ministry of Law (MinLaw) and Ministry of Manpower (MOM) said that foreigners living in Singapore will be subject to new aggregate loan caps and the self-exclusion framework for borrowing from licensed moneylenders just like Singaporeian citizens. This just implies that this will better protect foreigners such as yourself residing here and your/their employers from the effects of over-borrowing.

If you got scammed online, you can contact the authorities to help you out. Always background check on what investments your gonna go through. You can easily contact people across the globe with the use of internet. Always check their status before involving within them. But as much as possible get help with the authorites.

You can submit a change of address notification to your telephone provider online or yu could always call your phone provider's customer service for further inquiries about the change and charges: Procedures such as account closure and account transfer may have to take place at a customer service centre.

There are many ways to invest your money. You could invest it by opening a high yeild savings account for emergency purposes or you could invest all of it on CPF. There is also an option of dividing the money and putting half of it in your savings account and putting half in CPF. Eitherway it all depends on your current financial status and necessities.