Will the miles be affected if the card is not renewed for annual fee?

The American Express Krisflyer Credit Card has an attractive sign up bonus and it is easy to use to accumulate on miles as no conversion into KF account is required, and monthly auto “sweeping” of miles help save in the conversion fee. I also have had good experiences with their customer care service as the call center service is absolutely awesome.

The Amex KrisFlyer card is probably the best-known of all American Express credit cards in Singapore, and this may have to do with it being the official co-branded credit card of Singapore Airlines. I feel the main benefit is that you earn KrisFlyer miles directly with everything you charge to this card, unlike someother miles cards, where you earn in the bank’s rewards points, which then takes money and time to convert to actual miles.

With the American express Singapore Airlines KrisFlyer credit card, although you earn rates they are very minimal and as low as 1.1 miles per $1 spent locally, which when compared to as much as 1.5 miles with other credit cards. Also their 2 miles per $1 spent overseas packages appears to be only valid in June & December.

The Amex KrisFlyer Credit Card is one of the 3 air miles credit cards in Singapore that are officially co-branded with Singapore Airlines KrisFlyer. It’s super easy to use this card since miles you earn here are credited directly into your KrisFlyer account. Now although its base earn rates are far from spectacular, the Amex KrisFlyer Credit Card has a really good welcome miles bonus of up to 35,500 miles with $10,000 spent in the first 6 months.

The Amex KrisFlyer Credit Card is ideal for beginner looking to become miles collectors simply because it’s so easy to use. Since miles are credited directly into your KrisFlyer account, you don’t need worry to consolidate your spending to try to earn enough points to convert into miles. There’s also no fuss and confusions with weird points systems, rewards catalogues, conversion fees and other terms and conditions.

OCBC Voyage Card is perfect for well-off consumers with a shifting travel schedule, who want to earn high miles locally and overseas. Consumers earn 2.4 miles per S$1 spend overseas and 1.2 miles on general local spend, which aligns with similar cards. Consumers are most likely to benefit from OCBC voyage card if they spend most of their budget locally, with at least 25% of local spend on dining.

The American Express Krisflyer Credit Card has an attractive sign up bonus and it is easy to use to accumulate on miles as no conversion into KF account is required, and monthly auto “sweeping” of miles help save in the conversion fee. I also have had good experiences with their customer care service as the call center service is absolutely awesome.

If you target to spend on major event tickets and high price items with the plan to split by instalment then this card is for you. However I notice that if you have an existing OCBC saving account, it makes bill payments much more seamless. And aside from being able to split payment into monthly instalments interest free, you can earn up to 1% rebate on your purchase. Only few cards in the market that allow auto convert spending into interest free instalment and still be entitled to 0.5% or 1% cash rebate.

The Citi SMRT card is a pretty decent card for spending but they unfortunately exclude travel related online merchants. This to me is the downside of the card and may be a reason to get another card for travel websites.

I am a fresh graduate and just started my first job, I signed up for this card due to the onetime $150 cash back reward for $800 spend within the first two months. However for its main monthly rewards, it is nothing to be pleasant about and the hotline is very bad, I even had to hold more than 20 minutes during non-peak hour.

The AMEX Express Singapore Airlines Solitaire PPS Credit Card gives a First Year Fee Waiver for you to enjoy and also for your supplementary card members. In addition there are no transfer fees and all the KrisFlyer miles you can earn are directly transferred automatically to your KrisFlyer account with no transfer fee. I would recommend this card for these few reasons which could really make the difference.