Please I would love to know if I can apply for the American Express Platinum Reserve Credit Card if the income I earn is a little over S$80,000 p.a?

Seldom would you find a card that has your best interest at heart as the AMEX Express Platinum Reserve Credit Card with its Emergency legal and medical assistance even when you are anywhere in the world. You can enjoy privileges around the globe with Live the World and American Express with all round protection against accidental damage or theft for your purchases.

The Pros with this card from my observations include the fact that high membership Rewards points earn rate at specific merchants including a 50% savings at many high end restaurants, an attractive signup offer for 2 nights stay at the hotel. The Cons include a non-waivable annual fee and a High minimum spend to qualify for signup rewards

I like the shopping benefits that come with this card starting with the opportunity to earn 2X Membership Rewards points with your Credit Card for every $1.60 you spend and with EXTRA from Membership Rewards, you stand to earn a total of 10 Membership Rewards points for every $1.60 spent at Platinum EXTRA Partners. You can be assured of peace of mind when you shop with your card with the cards 90-Day Purchase Protection and 90-Day Return Guarantee

I am still trying to take advantage of the all year-round savings of up to 50% at over 60 restaurants and hotels dining island wide with the cards love dining privileges. So much to choose from don’t you think so? Plus you can save up to 50% savings with American Express Selects at a wide selection of restaurants in Singapore

With this card what I enjoy in particular the Petrol Stations Benefits which allows one to enrol the card to enjoy 7.1% savings via statement credit on your net petrol purchases at SPC and up to 21% savings with the rebate (15% onsite + 6.04% savings via statement credit) at SPC.

First of all, unlike other loyalty programmes, the American Express Personal Card membership rewards points do not expire. Furthermore, with no restriction on the number of points you can stand to accumulate, you just need to choose the reward you want and you'll have time to get it, pretty much the skies can be your limit as you can use the points the way you want from redeeming shopping, travel and entertainment rewards to offsetting purchases made on your Card.

My family had a really fun time with the 10% off Siam Adventure Club Family Package Booking which came with breakfast for 2 adults and up to 2 kids with a Kids room setup in room and full access to kids activities. We even enjoyed daily evening drinks for whole family on selected menu from 5pm to 6pm.

OCBC Voyage Card is perfect for well-off consumers with a shifting travel schedule, who want to earn high miles locally and overseas. Consumers earn 2.4 miles per S$1 spend overseas and 1.2 miles on general local spend, which aligns with similar cards. Consumers are most likely to benefit from OCBC voyage card if they spend most of their budget locally, with at least 25% of local spend on dining.

I like the idea that I can receive 40,000 Membership Rewards points when I get to successfully refer any of my friends to the card. Even more so as my friends can also receive 40,000 Membership Rewards points upon spend of S$5,000 in the first 3 months of their Card Membership. I think that is pretty much a win-win situation.

A 5% cash rebate on fuel purchases and a 16% instant discount is a great deal for me I must say, the HSBC VISA Platinum Credit Card indeed makes driving more fun for me as i always look forward to the 16% instant discount plus 5% cash rebate on all fuel spend at Caltex and Shell stations

I am a fresh graduate and just started my first job, I signed up for this card due to the onetime $150 cash back reward for $800 spend within the first two months. However for its main monthly rewards, it is nothing to be pleasant about and the hotline is very bad, I even had to hold more than 20 minutes during non-peak hour.