Would it be possible for one to make claims on complimentary travel inconvenience, travel accident benefits and My VoyageGuard Travel InsuranceSM at the same time?

I have had this card for a long while. The good thing with the card is that AMEX have been waiving my annual fees which is probably why I still have the card. The pros with this card include – Great customer service officers that are friendly and will do their best to help you with prompt follow ups, direct credit of miles to your Krisflyer account, many small promos every few months with a fantastic sign up promo, no minimum spending and perfect for concert lovers as AMEX offers priority to provide tickets.

I've have never really had a smooth and hassle-free experience with other banks as with this bank they are super respectful and care to answers your questions patiently and in the process I expedited my card approval immediately. Although the annual fee is $335 which is quite pricey, they make up for it with the bonus miles and the impeccable customer service and free hotel and lounge stay, I must say this is an amazing card and worth the purchase.

Frankly, I tend to use the AMEX card whenever I find it possible because they have the best customer service attendants who ensure a short waiting time, conversing with a happy voice and solve problem fast, their app has a lot of great offers specific to each AMEX card, while there are only a few cards that offer rewards for Grab Top Up, this card is one of them. Finally, with this card you can earn miles for insurance, charity and utility bill payment which most cards exclude.

The good thing with this AMEX card is that they have been waiving my annual fees and that’s why I still have the card as I have had this card for quite some time now. They have awesome customer service officers that are friendly and will do their best to help you. Follow ups are prompt as well with direct credit of miles into your Krisflyer account, no minimum spends and a good sign up promo.

While everything may sound well and good with this card until you put into consideration the fact that there’s no annual fee waiver and the annual fee of $337 is really rather on the high side than that of competition credit cards. But to make up for it, the Amex KrisFlyer Ascend gets you one night’s stay at a Hilton property in Asia Pacific each year

The American Express Krisflyer Credit Card has an attractive sign up bonus and it is easy to use to accumulate on miles as no conversion into KF account is required, and monthly auto “sweeping” of miles help save in the conversion fee. I also have had good experiences with their customer care service as the call center service is absolutely awesome.

If you target to spend on major event tickets and high price items with the plan to split by instalment then this card is for you. However I notice that if you have an existing OCBC saving account, it makes bill payments much more seamless. And aside from being able to split payment into monthly instalments interest free, you can earn up to 1% rebate on your purchase. Only few cards in the market that allow auto convert spending into interest free instalment and still be entitled to 0.5% or 1% cash rebate.

I love that I can enjoy Interest rates starting from 5.80% p.a. (EIR 11.38% p.a.) on their 12-month instalment plan which allows for fixed monthly repayments.The monthly repayment for your Cash-on-Instalments is fixed, allowing you to manage your finances with ease of mind. That works perfect for me as it helps me to be more organized and I give them thumbs up.

I fancy the OCBC 365 credit because it has cash rebate of $80, but only after you full fill their criteria. They require a minimum spending of $800 per month which in turn earns interest from different spending. This card suits me just fine being that I have broad spending habit and in the process it gives me $80 cash rebates every month. My only dislike is the rebate on the general spending which is 0.3%.

In my opinion, this card is one of the best cards in the market especially as there are no expiry date to miles earned and an amazing 2 VIP airport lounge access. I love the fact that the card can be used for major big ticket items and to clock mileage. Redemption can be done easily without hassle and customer service staff are very helpful

For me nothing beats the 5% year-round cash rebates on dining, groceries, petrol and transport (that is taxis, ride hailing, trains and buses inclusive), locally and overseas when you spend minimum S$600 per month. And the cash rebate is capped at S$150 per month. So if you don’t drive, not to worry as you can enjoy 5% cash rebate for your transportation needs, be it a taxi ride, a booking made via ride hailing apps, or trains/buses.