How does one go about redeeming rewards from the Metro-UOB Card?

Actually the same cash withdrawal limit applies when you are using your card overseas. For instance if your current cash withdrawal limit is $2000 per day, then this limit will apply whenever you use your card in Thailand. There are no transaction fee for using this service. ATM withdrawals are free of charge if withdrawals are made via UOB ATMs at Malaysia, Indonesia and Thailand.

The UOB Island of Rewards promises that for every S$5 charged to your Metro-UOB Card, you will earn UNI$1. And you are free to choose from over 1,000 reward items including dining treats, shopping vouchers, movie tickets and more, with a 10% discount applies to regular-priced items with a blue tag. There is a 5% rebate that will be awarded in the form of Metro$ based on the net amount charged to the Metro-UOB Card. Metro$ can be exchanged for Metro Shoppers Cheques to offset your next purchase. Note that the 5% rebate does not apply to the purchase of Metro Gift Vouchers, Metro Gift Cards and Metro Shoppers Cheques. Metro$ rebates earned is valid for a 12-month period starting from the month earned.

Under the UOB Rewards Programme, UNI$ earned from different UOB Card Accounts of the same UOB Principal Card member will be aggregated. However, the UNI$ is not transferable between accounts of different UOB Card members. In addition supplementary Card members will earn UNI$ and these UNI$ will be accumulated in the Principal Card member’s account. Only Principal Card members can redeem UNI$.

Just like in any country, there aren't many investments that guarantee your principal as well as returns in Singapore but of those that do, you should be very careful of scams. One other thing to understand is that when you get to enjoy such safety in your investments and visibility in your cashflows, you need to be prepared to accept a rate of return that is close to the risk-free rate. Your first bet is to invest on Singapore Government Treasury bills and/or Singapore Government Bonds. You can also try investing on saving plans or fixed deposits but the returns are low. If you want higher returns then you really need to invest on high risk investments.

In a joint statement, the Ministry of Law (MinLaw) and Ministry of Manpower (MOM) said that foreigners living in Singapore will be subject to new aggregate loan caps and the self-exclusion framework for borrowing from licensed moneylenders just like Singaporeian citizens. This just implies that this will better protect foreigners such as yourself residing here and your/their employers from the effects of over-borrowing.

If you are a tourist then you don't need to worry because it will not apply to those with a temporary presence in Singapore, It will only apply to foreigners who are holders of Work Passes, Long Term Visit Passes, Short Term Visit Passes, Dependant's Passes and Student Passes.

If you are looking for the best without thinking about how much it would cost you then you can try Singtel combo 3 where you not only get unlimited data but also unlimited calls and SMS wth a phone subsidy. It comes with a contract and costs S$108.80 but if you want the full package then this is the plan that you are looking for. If you are on a budget and only want mobile data then you should try Zero 1GB to Unlimited data however the speed will be throtted after 1 gb.

Mate I don’t think you need not worry about how it will benefit you just as long as that trading business of yours is still working but I don’t think It would be still ideal to keep holding onto it since it doesn't have its benefits, you will mainly have to liquidate your business if you choose to give up on that business, Cheers!