I will like if someone can state out the terms and conditions of the Maybank World MasterCard for the 10X TREATS Points? Thank you in advance for your time!
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NTUC Plus! Visa Credit Card / Oversea-Chinese Banking Corporation
I am quite very disappointed with this card as I have never received the vouchers for all the points I have accumulated so far. I have on several occasions made complaints via the phone and even in person, but all to no avail. I would not recommend this card to anyone for this reason, i have to say unfortunately.
Citi Rewards Card / Citibank Singapore
So it is really convenient that I can get and use my card instantly when I apply via MyInfo. And the cards instant digital card that can be used for mobile wallets, online and mobile app purchases. Now aside from the same day physical credit card issuance for online applications you also get S$50 cash rebate upon approval with no minimum spend required. However that is only for new OCBC Credit Card applications.
OCBC Robinsons Group Credit Card / Oversea-Chinese Banking Corporation
I have held this card for quite a long time and one thing I like about the card is the fact that it is used for CapitaLand malls and they are almost everywhere. So I enjoy dining taking advantage of the 10x rewards merchants to accumulate the points faster. Imagine getting close to 6.5% rebates on dining. Not to forget their sign up bonus of $60 rebates in vouchers when you spend $1,500. That's a 4% rebate excluding the points you will earn which will convert into vouchers too.
American Express CapitaCard / American Express International
I fancy the OCBC 365 credit because it has cash rebate of $80, but only after you full fill their criteria. They require a minimum spending of $800 per month which in turn earns interest from different spending. This card suits me just fine being that I have broad spending habit and in the process it gives me $80 cash rebates every month. My only dislike is the rebate on the general spending which is 0.3%.
OCBC 365 Credit Card / Oversea-Chinese Banking Corporation
I am a fresh graduate and just started my first job, I signed up for this card due to the onetime $150 cash back reward for $800 spend within the first two months. However for its main monthly rewards, it is nothing to be pleasant about and the hotline is very bad, I even had to hold more than 20 minutes during non-peak hour.
HSBC Revolution Credit Card / HSBC Bank Singapore
No Name
It should go thus; all payments must be made with a Maybank World MasterCard. The selected 10X TREATS Points merchants are valid till 31 December 2019, unless otherwise stated. The 10X TREATS Points at the selected merchants will automatically be awarded to the eligible Card member’s account if the designated merchant's outlet, where the required transaction is made, is on record with Maybank. 10X TREATS Points are awarded for each dollar spent at the selected merchants, which is equivalent to a conversion rate of 4 air miles for every S$1 spent. In the event the outlet is not on record with Maybank, the TREATS Points will only be awarded once Maybank is informed of the new outlet and has updated its records accordingly. TREATS Points will not be awarded to any transactions that Maybank deem to be corporate/commercial transactions. The 10X TREATS Points will not be awarded for any online transactions. In the event a card transaction is cancelled or reversed by any party for any reason, Maybank shall reverse all TREATS Points awarded for that card transaction. The awarding of 10X TREATS Points is only applicable at the selected merchants advertised by Maybank. Maybank reserves the right to change or delete the selected merchants at any time without notice. The general Terms and Conditions governing TREATS Points Rewards and the Card member’s card account shall apply. Maybank reserves the right to terminate this promotion or vary, delete or add to any of these Terms and Conditions from time to time and to exclude any person from participating in the promotion without prior notice. Maybank makes no representation as to the quality of the goods and services provided under the Promotion. Maybank shall not be liable to any person for any loss, damage and/or injury whatsoever or howsoever caused arising from the Promotion. I hope that helps you but you can take out time and study it more in-depth at their website.