Can a Maybank Family & Friends Principal Card member exchange or upgrade to other gifts?

Maybank Family & Friends Card allows card users to enjoy the best cash rebates such as 8% cash rebates on groceries, dining, transport and many more with minimum S$800 spend per calendar month. Otherwise, you can still earn 5% cash rebates on the same cash rebate categories with minimum S$500 spend per calendar month with an unlimited 0.3% cash rebates on all other purchases coupled with a 3-year fee waiver and a fast and convenient mobile payment via Samsung Pay

Maybank DUO Platinum MasterCard to me is a petrol credit card that offers great rebates on your petrol and exclusive membership privileges ranging from automobiles to lifestyle and special interests. With Maybank DUO Platinum MasterCard, you get to enjoy 5% cash rebate on petrol charges in Singapore and Malaysia on top of existing station discounts, and 1.5% unlimited cash rebate on all foreign currency spend. In addition to receiving generous 1 TREATS Point per S$1 spent on all other charges in local currency.

The delivered on the promise of purchase Protection of up to 90 days when ensured reimbursement on an eligible online purchases I made with my Amex Express Gold Card. Irrespective where you buy online or shopping at the local supermarket, their Purchase Protection offers repair, replacement or reimbursement on eligible purchases made with the Card, that has been damaged or stolen within 90 days of purchase.

First of all, unlike other loyalty programmes, the American Express Personal Card membership rewards points do not expire. Furthermore, with no restriction on the number of points you can stand to accumulate, you just need to choose the reward you want and you'll have time to get it, pretty much the skies can be your limit as you can use the points the way you want from redeeming shopping, travel and entertainment rewards to offsetting purchases made on your Card.

If you target to spend on major event tickets and high price items with the plan to split by instalment then this card is for you. However I notice that if you have an existing OCBC saving account, it makes bill payments much more seamless. And aside from being able to split payment into monthly instalments interest free, you can earn up to 1% rebate on your purchase. Only few cards in the market that allow auto convert spending into interest free instalment and still be entitled to 0.5% or 1% cash rebate.

If you are like me an HSBC Premier client and also a frequent traveller that can maximize the number of priority pass visits, limo and meet-and-assist services as well as your supplementary cardholders too, then this is the card for you. The reduced general mile earn rate is worth the trade-off for the unlimited priority pass memberships, as well as the high number of limo and meet-and-assist services that you can use.

I have had this card for a long while. The good thing with the card is that AMEX have been waiving my annual fees which is probably why I still have the card. The pros with this card include – Great customer service officers that are friendly and will do their best to help you with prompt follow ups, direct credit of miles to your Krisflyer account, many small promos every few months with a fantastic sign up promo, no minimum spending and perfect for concert lovers as AMEX offers priority to provide tickets.

A 5% cash rebate on fuel purchases and a 16% instant discount is a great deal for me I must say, the HSBC VISA Platinum Credit Card indeed makes driving more fun for me as i always look forward to the 16% instant discount plus 5% cash rebate on all fuel spend at Caltex and Shell stations