Can a Maybank Family & Friends Principal Card member exchange or upgrade to other gifts?

Maybank Family & Friends Card allows card users to enjoy the best cash rebates such as 8% cash rebates on groceries, dining, transport and many more with minimum S$800 spend per calendar month. Otherwise, you can still earn 5% cash rebates on the same cash rebate categories with minimum S$500 spend per calendar month with an unlimited 0.3% cash rebates on all other purchases coupled with a 3-year fee waiver and a fast and convenient mobile payment via Samsung Pay

Maybank DUO Platinum MasterCard to me is a petrol credit card that offers great rebates on your petrol and exclusive membership privileges ranging from automobiles to lifestyle and special interests. With Maybank DUO Platinum MasterCard, you get to enjoy 5% cash rebate on petrol charges in Singapore and Malaysia on top of existing station discounts, and 1.5% unlimited cash rebate on all foreign currency spend. In addition to receiving generous 1 TREATS Point per S$1 spent on all other charges in local currency.

This is my first credit card and I was pleased with the process as the application was absolutely stress free and smooth with customer care service at top notch. I actually felt taken care of and it appeared I could rely on customer care service for virtually any issue. Plus they have a simple tracking system of cashback rewards, with a good App and web UI/UX.

I like the idea that I can receive 40,000 Membership Rewards points when I get to successfully refer any of my friends to the card. Even more so as my friends can also receive 40,000 Membership Rewards points upon spend of S$5,000 in the first 3 months of their Card Membership. I think that is pretty much a win-win situation.

The welcome bonus with this card is quite mouth-watering. Simply spend S$1,500 in the first 3 months to receive 24,000 Membership Rewards points. That you will find to be enough points to redeem for S$110 cash credit. Plus you can see the points add up with 100% bonus points on all spend in your first 3 months of Card Membership. I have been using this card now for 6 months and am yet to find reasons to complain.

The American Express Krisflyer Credit Card has an attractive sign up bonus and it is easy to use to accumulate on miles as no conversion into KF account is required, and monthly auto “sweeping” of miles help save in the conversion fee. I also have had good experiences with their customer care service as the call center service is absolutely awesome.

If you target to spend on major event tickets and high price items with the plan to split by instalment then this card is for you. However I notice that if you have an existing OCBC saving account, it makes bill payments much more seamless. And aside from being able to split payment into monthly instalments interest free, you can earn up to 1% rebate on your purchase. Only few cards in the market that allow auto convert spending into interest free instalment and still be entitled to 0.5% or 1% cash rebate.

I would recommend the card for use by people who frequently purchase clothing and electronics and also in particular from known on online merchants like AliExpress, Amazon, Lazada, Shopee and Taobao.You get 10X points when you shop at retails for babies and children's wear, clothes, bags and shoes, department stores, electronics and gadgets; which cover almost all retails. Also the OCBC Reward is a $10 rebate for 3600 points which I think is fare.