Is it permitted to combine the UNI$ that I have earned from my different UOB Credit Card Accounts or transfer these UNI$ between my Accounts to start with?

Actually the same cash withdrawal limit applies when you are using your card overseas. For instance if your current cash withdrawal limit is $2000 per day, then this limit will apply whenever you use your card in Thailand. There are no transaction fee for using this service. ATM withdrawals are free of charge if withdrawals are made via UOB ATMs at Malaysia, Indonesia and Thailand.

The UOB Island of Rewards promises that for every S$5 charged to your Metro-UOB Card, you will earn UNI$1. And you are free to choose from over 1,000 reward items including dining treats, shopping vouchers, movie tickets and more, with a 10% discount applies to regular-priced items with a blue tag. There is a 5% rebate that will be awarded in the form of Metro$ based on the net amount charged to the Metro-UOB Card. Metro$ can be exchanged for Metro Shoppers Cheques to offset your next purchase. Note that the 5% rebate does not apply to the purchase of Metro Gift Vouchers, Metro Gift Cards and Metro Shoppers Cheques. Metro$ rebates earned is valid for a 12-month period starting from the month earned.

To redeem your reward with the Metro-UOB Card, you will need to present the original redeemed physical Voucher with your authorised signature as proof of eligibility to the participating merchant. For purchases exceeding the value of the Voucher, you will need to charge the balance to the UOB Card. There shall be no refund, in any form whatsoever, if the value of the goods and/or services is below that of the Voucher. But did you know can get to profit from an instant 10% discount off regular-priced items with blue tag at Metro stores everyday with your Metro-UOB Card all year round while also get to enjoy a 5% rebate on all merchandise, including sale items at Metro. This rebate comes in the form of Metro$ where you simply accumulate and exchange your Metro$ for Metro Shoppers Cheques, which you can then use to pay for your next purchase at Metro. Yes as a fact they offer complimentary free delivery services for your purchases when you spend a minimum of S$150 nett at Metro. A minimum spend of S$250 nett is required during Storewide Events however.

Your interpretations are correct but we can look deeper into its characteristics. A bond has a face value which is the amount the bond will be worth at maturity and the amount the bond issuer uses when calculating interest payments. A bond has a coupon rate which is similar to interest rates. A bond shouls always have a maturity date which is self explanatory. Probobly the most important characteristic is the issue price which is the original price the issuer sells the bond.

At first it might sound lika a hoax but since this is Singapore where possibilities are limitless. There is a company called Circles.Life that offers a free sim only plan. Their plan includes 1GB of data, 30min talk time and 10 SMS every month for S$0. This is perfect for someone who just needs a sim card for emergency purposes or someone who needs a line so they can be reached but does not use their phone much. TPG also offers one which includes 2G of data/day but you can;t use it for calls and SMS.

Instarting a business using your SmartPhone, You should invest on a goo pair of bluetooth earphones and microphone so that communication can be made easier even when in transit. The next thing you should invest on is a bluetooth keyboard so that you would be able to type longer and detailed messages. A credit card reader and a mobile projector would come in handy for presentations and transactions. SmartPhones can only last for so long until it runs out of battery so a powerbank would be useful in emergency situations.

In a joint statement, the Ministry of Law (MinLaw) and Ministry of Manpower (MOM) said that foreigners living in Singapore will be subject to new aggregate loan caps and the self-exclusion framework for borrowing from licensed moneylenders just like Singaporeian citizens. This just implies that this will better protect foreigners such as yourself residing here and your/their employers from the effects of over-borrowing.

Those with an annual income of less than S$20,000 may borrow up to S$3,000 from all moneylenders combined and those who earn more thanS $20,000 a year may borrow up to six times their monthly income from all moneylenders combined. Meanwhile, for foreigners residing in Singapore, a lower aggregate loan cap of S$1,500 will be imposed on those who earn less than S$10,000 annually. Foreigners who earn between $10,000 and $20,000 a year can borrow up to $3,000, and those who earn at least $20,000 can borrow six times their monthly income.

If you are looking for the best without thinking about how much it would cost you then you can try Singtel combo 3 where you not only get unlimited data but also unlimited calls and SMS wth a phone subsidy. It comes with a contract and costs S$108.80 but if you want the full package then this is the plan that you are looking for. If you are on a budget and only want mobile data then you should try Zero 1GB to Unlimited data however the speed will be throtted after 1 gb.