Is it permitted to combine the UNI$ that I have earned from my different UOB Credit Card Accounts or transfer these UNI$ between my Accounts to start with?

Actually the same cash withdrawal limit applies when you are using your card overseas. For instance if your current cash withdrawal limit is $2000 per day, then this limit will apply whenever you use your card in Thailand. There are no transaction fee for using this service. ATM withdrawals are free of charge if withdrawals are made via UOB ATMs at Malaysia, Indonesia and Thailand.

The UOB Island of Rewards promises that for every S$5 charged to your Metro-UOB Card, you will earn UNI$1. And you are free to choose from over 1,000 reward items including dining treats, shopping vouchers, movie tickets and more, with a 10% discount applies to regular-priced items with a blue tag. There is a 5% rebate that will be awarded in the form of Metro$ based on the net amount charged to the Metro-UOB Card. Metro$ can be exchanged for Metro Shoppers Cheques to offset your next purchase. Note that the 5% rebate does not apply to the purchase of Metro Gift Vouchers, Metro Gift Cards and Metro Shoppers Cheques. Metro$ rebates earned is valid for a 12-month period starting from the month earned.

To redeem your reward with the Metro-UOB Card, you will need to present the original redeemed physical Voucher with your authorised signature as proof of eligibility to the participating merchant. For purchases exceeding the value of the Voucher, you will need to charge the balance to the UOB Card. There shall be no refund, in any form whatsoever, if the value of the goods and/or services is below that of the Voucher. But did you know can get to profit from an instant 10% discount off regular-priced items with blue tag at Metro stores everyday with your Metro-UOB Card all year round while also get to enjoy a 5% rebate on all merchandise, including sale items at Metro. This rebate comes in the form of Metro$ where you simply accumulate and exchange your Metro$ for Metro Shoppers Cheques, which you can then use to pay for your next purchase at Metro. Yes as a fact they offer complimentary free delivery services for your purchases when you spend a minimum of S$150 nett at Metro. A minimum spend of S$250 nett is required during Storewide Events however.

A stock is a share in the ownership of a company. The person who owns share is called stockholder and he is entitled to the company’s assets and earnings in the form of dividends in accordance to the percentage of stake he holds. There are two ways to earn. One way is through dividend income and the other one is throught Caoital gain.

You need not worry about using your credit cards when buying your medical supplements here in Singapore. There are big pharmacies that accepts credit card transactions .You can just go directly to the local pharmacy, show your medical perscription i your medication needs one and just ask them to swipe your credit card and then you're good to go.

If you are looking for the best without thinking about how much it would cost you then you can try Singtel combo 3 where you not only get unlimited data but also unlimited calls and SMS wth a phone subsidy. It comes with a contract and costs S$108.80 but if you want the full package then this is the plan that you are looking for. If you are on a budget and only want mobile data then you should try Zero 1GB to Unlimited data however the speed will be throtted after 1 gb.

Mate I don’t think you need not worry about how it will benefit you just as long as that trading business of yours is still working but I don’t think It would be still ideal to keep holding onto it since it doesn't have its benefits, you will mainly have to liquidate your business if you choose to give up on that business, Cheers!

Investing on property would take you a long way because unlike investing on stock markets, investing on a property is unique because it contains utility value. It is an asset that you can use and enjoy while capturing gains. You can also rent the place out to other people and still hope that the rental rates would increase as the rise in the prices of property also increase.

There are four main companies in Singapore that offers business plans. We have OCBC, Maybank, POSB and Philip Share. This plan is great for individuals who just started working and have little capital to invest, people who don't want to spend time analysing stocks and people who dislike market volitility.