Is it permitted to combine the UNI$ that I have earned from my different UOB Credit Card Accounts or transfer these UNI$ between my Accounts to start with?

Actually the same cash withdrawal limit applies when you are using your card overseas. For instance if your current cash withdrawal limit is $2000 per day, then this limit will apply whenever you use your card in Thailand. There are no transaction fee for using this service. ATM withdrawals are free of charge if withdrawals are made via UOB ATMs at Malaysia, Indonesia and Thailand.

The UOB Island of Rewards promises that for every S$5 charged to your Metro-UOB Card, you will earn UNI$1. And you are free to choose from over 1,000 reward items including dining treats, shopping vouchers, movie tickets and more, with a 10% discount applies to regular-priced items with a blue tag. There is a 5% rebate that will be awarded in the form of Metro$ based on the net amount charged to the Metro-UOB Card. Metro$ can be exchanged for Metro Shoppers Cheques to offset your next purchase. Note that the 5% rebate does not apply to the purchase of Metro Gift Vouchers, Metro Gift Cards and Metro Shoppers Cheques. Metro$ rebates earned is valid for a 12-month period starting from the month earned.

To redeem your reward with the Metro-UOB Card, you will need to present the original redeemed physical Voucher with your authorised signature as proof of eligibility to the participating merchant. For purchases exceeding the value of the Voucher, you will need to charge the balance to the UOB Card. There shall be no refund, in any form whatsoever, if the value of the goods and/or services is below that of the Voucher. But did you know can get to profit from an instant 10% discount off regular-priced items with blue tag at Metro stores everyday with your Metro-UOB Card all year round while also get to enjoy a 5% rebate on all merchandise, including sale items at Metro. This rebate comes in the form of Metro$ where you simply accumulate and exchange your Metro$ for Metro Shoppers Cheques, which you can then use to pay for your next purchase at Metro. Yes as a fact they offer complimentary free delivery services for your purchases when you spend a minimum of S$150 nett at Metro. A minimum spend of S$250 nett is required during Storewide Events however.

Mate I don’t think you need not worry about how it will benefit you just as long as that trading business of yours is still working but I don’t think It would be still ideal to keep holding onto it since it doesn't have its benefits, you will mainly have to liquidate your business if you choose to give up on that business, Cheers!

Your interpretations are correct but we can look deeper into its characteristics. A bond has a face value which is the amount the bond will be worth at maturity and the amount the bond issuer uses when calculating interest payments. A bond has a coupon rate which is similar to interest rates. A bond shouls always have a maturity date which is self explanatory. Probobly the most important characteristic is the issue price which is the original price the issuer sells the bond.

The number of foreigners borrowing from lic.ensed moneylenders increased from 7,500 in 2016, the number rose to 35,000 in the first half of 2018 alone. This is one of the reasons why they changed the law. The police have also observed more foreigners here borrowing from unlicensed moneylenders

Investing your money allows you to have another option fr financial stability in case you want to stop working and still be able to financially be able to support yourself. Investing your money could also help you beat the current inflation rate. This way you can also save for your retirement and get more in return.

Instarting a business using your SmartPhone, You should invest on a goo pair of bluetooth earphones and microphone so that communication can be made easier even when in transit. The next thing you should invest on is a bluetooth keyboard so that you would be able to type longer and detailed messages. A credit card reader and a mobile projector would come in handy for presentations and transactions. SmartPhones can only last for so long until it runs out of battery so a powerbank would be useful in emergency situations.

There are many ways to invest your money. You could invest it by opening a high yeild savings account for emergency purposes or you could invest all of it on CPF. There is also an option of dividing the money and putting half of it in your savings account and putting half in CPF. Eitherway it all depends on your current financial status and necessities.