First of all, I must comment the new UOB Lady’s Card’s new design as a remarkable job. Beyond looks, the card itself is a rewards credit card that lets you earn 10X UNI$ (UOB rewards points) on any one spending category of your choosing. That’s equivalent to $1 = 4 air miles. Points are awarded for every $5 you spend. Only a few other credit cards let you earn 4 miles per dollar, and some of these are fairly restrictive. UOB has also removed the high minimum spend of $3,000 per month in order to earn rewards. Like all other rewards cards on the market, there’s no minimum spend.
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You will start earning your Bonus UNI$ upon enrolment of your preferred categories. Qualified transactions will be based on posting date and No, you will not earn Bonus UNI$ if you do not select your preferred categories. However, you can continue to earn 1X UNI$ for every S$5 spend on your UOB Lady’s Card going forward.