When do I start earning the 10X UNI$ on my selected categories with the UOB Lady’s Card?

Basically the UOB Lady’s Card is the only credit card that offers women the freedom of choice to define their rewards from Travel, Dining, Beauty & Wellness, Family, Fashion, Transport and Entertainment. In addition to the flexibility of changing your categories every quarter, to suit your ever-changing lifestyle and interests. Either you shop online or in stores locally or overseas, you stand to earn 10X UNI$ (or 20 miles) per S$5 spent on your preferred category’s with no minimum spend required. Other benefits include coverage for online purchases and faster online checkout with Interest Free Payment Plan for over 6 or 12 months and e-Commerce Protection on online purchases.

If you have already chosen your preferred category or categories and then have a re-think and want to make changes, you may have to visit uob.com.sg/ladys-enrol to update your preferred category(S) which will take effect in the next new calendar quarter. The first entry takes effect as of date of enrolment while subsequent entries take effect the next quarter while the bank will take the last entry of category(S) for the new quarter Bonus UNI$ awarding.

Be advised that Transactions qualifying for 10X UNI$ depends on whether the merchant falls within the selected eligible categories. If its MCC falls within the approved MCCs or it is one of the eligible merchants that we recognise, you will earn 10x UNI$ for your purchases made at the store. However, if the merchant does not fall within any of the eligible MCCs you will not earn 10X UNI$ even if your transaction made contains for specific items relevant to the eligible categories as may have been the case with you.

Yes you can as long as you enrolled before the start of the next new calendar quarter as the bank will take the last entry enrolled before the start of the new quarter to determine that Bonus categories) selection of the new quarter.

Those with an annual income of less than S$20,000 may borrow up to S$3,000 from all moneylenders combined and those who earn more thanS $20,000 a year may borrow up to six times their monthly income from all moneylenders combined. Meanwhile, for foreigners residing in Singapore, a lower aggregate loan cap of S$1,500 will be imposed on those who earn less than S$10,000 annually. Foreigners who earn between $10,000 and $20,000 a year can borrow up to $3,000, and those who earn at least $20,000 can borrow six times their monthly income.

A bond is debt instrument that a government or a company issues to raise money.. Bonds are low-risk, stable and predictable investment. Investors earn from this because the investors act as a lender and the government acts as the borrower.

A stock is a share in the ownership of a company. The person who owns share is called stockholder and he is entitled to the company’s assets and earnings in the form of dividends in accordance to the percentage of stake he holds. There are two ways to earn. One way is through dividend income and the other one is throught Caoital gain.

If you are looking for the best without thinking about how much it would cost you then you can try Singtel combo 3 where you not only get unlimited data but also unlimited calls and SMS wth a phone subsidy. It comes with a contract and costs S$108.80 but if you want the full package then this is the plan that you are looking for. If you are on a budget and only want mobile data then you should try Zero 1GB to Unlimited data however the speed will be throtted after 1 gb.

If you are a tourist then you don't need to worry because it will not apply to those with a temporary presence in Singapore, It will only apply to foreigners who are holders of Work Passes, Long Term Visit Passes, Short Term Visit Passes, Dependant's Passes and Student Passes.

Singapore is known to be one of the safest countries in the world. Age restrictions are part of Singapore's safety measure so the answer to your question is "Yes" there are age restrictions in getting a landline in Singapore. You need to be at least 17 if you are a Singaporean Citizen and you need to be at least 21 if you're not a citizen.