How can I keep saving money? And what are tips?

You sound like an educated woman so I am baffled that you are in the position you are in. First of all I don’t want to speak badly of your relationship but I think it’s rather odd that you are dating a man many years younger than you and one you are probably taking care of. Frankly I will caution strongly against buying a property for your boyfriend but if you must buy one to justify ‘’sharing something together’’, then let the documents be in your name. Anything short of that sister and you will be in for a real shocker in future.

Technology keeps on improving every week. Companies generate new versions of their gadgets to cope up with the needs of the community. In Singapore, they usually use android phones or os phones. It depends on the specs that you are thinking of to be able to cope up. It does give you any limitations to access.

It is a good thing to stroll around with your family on malls. You are having your bonding that you have wanted for a long time. But there are times that we can occur an accident. Like breaking a figurine or damaging a painting. The mall usually has policies that covers the damages that have occured. Usually in the department stores, there are signages like "if you break it, you pay for it".

Under the Lemon Law in Singapore, which falls under the Consumer Protection (Fair Trading) Act, buyers can make a claim for a defective product within six months of purchase. Consumers can request for repair, replacement, reduction in price or a refund, says Seng Choon, adding that the law applies to goods and services sold online by a registered Singapore company.

First of all, you need to be careful of your choice of roommates because you are actually renting as a single entity. Everyone on the lease is responsible equally. Secure the services of a lawyer and have him create a lease or binding contract that you and your roommates can sign. Keep one copy, have the roommate keep a copy and also keep a copy with the lawyer. If your roommate defaults on the lease call your lawyer and have him evicted.

You have to contact the store to let them know that you want a refund. Give what documents or proofs that they are looking for. Next is to provide your credit card details, then sign the required documents. After it is settled, the refund may take five working days, depending on the terms and conditions of the bank.