Is the sign up bonus the only exciting thing about the Standard Chartered Visa Infinite X Metal Credit Card?

No they do not pool points for SCB VI but there is an exception, they will pool points from SCB VI and SCB X Card for the purposes of redeeming KF miles and KF miles only, but not for any of the X Card’s but the new partners. I use the SCB VI card and over the years whenever I redeem the miles, the Rewards website allows to pool the points from the SCB Prudential Card to redeem at 2,500 points for 1,000 miles.

The Standard Chartered 360° Rewards programme rewards you on your total banking relationship with them. It starts with your credit card spend, and then also rewards you on your mortgage, investments, deposits and online transactions. All customers are eligible for the 360° Rewards programme as long as they hold a Standard Chartered credit card except the cards that offer Cash Back e.g. MANHATTAN. You can earn 360° Rewards Points via online Transactions (payment of any other bank's credit card bill or payment to billing organisations) or fixed deposit Investments (only selected investment).

Redeeming your online reward points can be easily achieved by simply following a few steps to redeem your Reward Points anytime. Steps 1 - Visit www.sc.com.sg/rewards if you are a First Time User to register with your Card Details. Then next step is to Login and Search for your favourite rewards by Product name, Points range or Brands, then select your rewards, indicate quantity and add them to cart then confirm your order upon Checkout. You should receive a voucher for every Reward redeemed except for Air Miles and Cash Rewards but allow for approximately 14 working days for voucher/s to be mailed to your billing address. Please note that the voucher(s) once issued are not refundable nor are they exchangeable for cash, or another Rewards. You can choose from a wide variety of exciting offerings from the rewards catalogue. These include everything from shopping to dining vouchers, and airline miles to experiential product offerings.

Investing on property would take you a long way because unlike investing on stock markets, investing on a property is unique because it contains utility value. It is an asset that you can use and enjoy while capturing gains. You can also rent the place out to other people and still hope that the rental rates would increase as the rise in the prices of property also increase.

An inescapable path to becoming a successful investor is to learn how to become a lifelong student. Learn from other investor's success and mistakes. Learn how they made the money, not how they spent it. Place value on value, buy assets that you know are underpriced and sell them for a higher value. Always have healthy Skpeticism which is very hard to acquire as the world is full of malice. Lastly but not the least is to sharpen your analytical ability as being able to analyze what is going on is very crucial to becoming a good investor.

A bond is debt instrument that a government or a company issues to raise money.. Bonds are low-risk, stable and predictable investment. Investors earn from this because the investors act as a lender and the government acts as the borrower.

Those with an annual income of less than S$20,000 may borrow up to S$3,000 from all moneylenders combined and those who earn more thanS $20,000 a year may borrow up to six times their monthly income from all moneylenders combined. Meanwhile, for foreigners residing in Singapore, a lower aggregate loan cap of S$1,500 will be imposed on those who earn less than S$10,000 annually. Foreigners who earn between $10,000 and $20,000 a year can borrow up to $3,000, and those who earn at least $20,000 can borrow six times their monthly income.

There are many ways to invest your money. You could invest it by opening a high yeild savings account for emergency purposes or you could invest all of it on CPF. There is also an option of dividing the money and putting half of it in your savings account and putting half in CPF. Eitherway it all depends on your current financial status and necessities.