What is a Personal Accident Insurance?
I was searching for different types of insurance on line and I came accross a company that offer various types of insurances. One that really caught my attention was the health and personal accident insurance. Accidents always happen and they are inevitable. Some accidents may be harmless but there are times when accidents would lead to injuries that needs medical treatment. What are the basic coverages of personal accident insurance?
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Personal accident insurance pays you either a lump sum or reimbursements for out-of-pocket expenses in case of injury, disability or death resulting from an accident. Unlike medical insurance, the premiums are fixed, and you do not need to undergo any medical examination before the policy is incepted. The basic coverage are accidental death and or disability, children and medical reinbursement.