What is the make-up of Travel Accident Insurance and Purchase protection plans for the Amex Personal Card?
One can never be too sure these days when it comes to security and protection and with the rising level of cyber/financial crimes and terrorism, it is needful to go for financial products that cover for these instances.
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Your observations are quite true but you can be assured that with the Amex Personal Card whether you're buying online or shopping at your local supermarket, Purchase Protection offers you repair, replacement or reimbursement on eligible purchases made with your Card that has been damaged or stolen within 90 days of purchase. With coverage up to $8,000 per item and up to a maximum of $80,000 per calendar year per Card Member Account. If you purchase your travel ticket with your American Express Personal Card you receive free accidental death and dismemberment insurance while travelling on a public conveyance for up to $200,000. Eligible for Card Member, spouse and dependent children under 23 years old. Finally in the instance of the unexpected happening when you travel overseas you can get immediate advice with their 24/7 global helpline, from free referrals to an English-speaking doctor, lawyer or relevant professional, to assistance on passport replacement, missing luggage and more.