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Would there be a possibility that I may be convicted and sentenced to jail if I was to fail paying my Insurance?

I am new in the Insurance Market and have been trying to settle my payments but I cant seem to be able to pay them all at the same time in the given due date, would there be a possibility that I may be sued by the Insurance company that I have agreed and formed a contract with? if not is there a chance that I may be let go of all the insurances that I have been given if there was a delay?

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    No there is no possible outcome that the insurance company will or will be able to give you such a punishment as that that insurance companies are not given that form of power especially in issuing such moves such as sueing an individual for the inability of payment but the insurance agreement that was agreed upon maybe voided if not enough funds are present in the account of the client

    2020.03.24 15:44

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Can people be declined of the personal accident insurance based on his/her occupation?

Sad to say that people with hazardous occupations or people with occupations that are prone to accidents are declined by the insurance companies. Examples of these occupations are construction workers, fire fighters, police, military, divers pilots, aire crews, ship breakers, ship crew, and more alike.

I got hit by a vehicle, I need my insurance from my country.

Check your insurance if you avail an insurance for overseas, most insurance have overseas category or listed with it. So most likely you can use your insurance wherever you go. Having insurance before going out of country is one of the best choices that you might make. Safety from travels can lessen your burden and might help you with your future tours.

How can I assure that the insurance company is legit?

Insurance companies today are expanding and have a lot sister companies or even subordinates. It is hard to distinguish if these companies are even legit or legal. You can visit the website of these insurance companies to see what are the feed backs. There are also great advertisments that is recognized by the government.

I don’t have immediate cash on me and the month is about to end, can I collect from my insurance?

I just passed by and from my knowing, I don’t think you'd be able to claim the insurance that you have been spending on especially for wants that is most likely out of the question, most insurance companies only release the money that you have been investing on only when you've been injured, deceased or in dire need of help

Can my doctor charge me for co-pay even if I've already reached my out-of-money maximum?

If your insurance company tells you that you are not required to pay for co-pay then it just means that you are not required to. You should try telling the doctor's billing department because in most cases, the doctor's are not informed about this. Once you've consulted with the billing department they should reinburse the money that you've used.

I have been fraud by the insurance company.

Insurances companies comes from different countries that have different branches from all over the world. But there are companies who offers insurance that has great offers that will lure you to them. It is not a good thing to invest on insurance companies that seems fishy. Always background check the insurance company before availing one. If you know a insurance company that is a fraud, report the to the authorities for them to handle.

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