What is the maximum cashback for OCBC Plus! Visa Credit Card?

Even as the OCBC Plus! Visa is not a cashback card, thus there is no cap, or "maximum" cash back, you get to still earn rebates in the form of cash rebates and LinkPoints by shopping at NTUC. However do note that there is a minimum spend of $500 in places outside NTUC before the full range of rebates and LinkPoints can be unlocked.

I would like to contribute here that OCBC does have an excellent customer service. In my personal experience their customer service was extremely helpful and able to resolve my queries and concerns almost immediately over the phone. So I would like to give them a thumbs up for the professional communication and speedy customer service experience.

It is a good thing that OCBC cards can obtain instant approval and can be used immediately when you apply via MyInfo and the OCBC Plus! Visa’s Principal card’s S$107 per annum is waived for the first year. To earn an annual fee waiver for your OCBC Plus! Visa Credit Card however, you must spend a minimum of at least S$2,500 in one year starting from the month after your OCBC Plus! Visa Credit Card was issued.

We shop at Fairprice occasionally and we try to use OCBC plus card for point’s accumulation as much as we can. When we are shopping we look out for member’s discounts for selected items. The supermarket also has promotions that allow us to accumulate link points and redeem cooking/ and culinary sets at competitive prices too. A must have for households who frequent Farirpice for their grocery needs.

This is a very good credit card with a zero annual fee so you don’t have to go through the hassle of annual fee waiver as there was no fee to begin with. Also, this card allows you to earn double points in Fairprice which is a fair deal for family groceries.

Most of the vendors accepting this card offer up to 12% rebates at FairPrice Stores, Unity and Warehouse Club and up to 8% rebate at FairPrice online with salary credit. Annual fee is waived for NTUC members and the LinkPoints i accumulate can be used to offset my next purchase at selected Plus! Partners.

My family had a really fun time with the 10% off Siam Adventure Club Family Package Booking which came with breakfast for 2 adults and up to 2 kids with a Kids room setup in room and full access to kids activities. We even enjoyed daily evening drinks for whole family on selected menu from 5pm to 6pm.

OCBC Frank Card stands out for its low minimum spend requirement and annual fee waiver however, it’s not a great match for consumers seeking everyday cashback. Online spend on utilities, recurring bills, and school and hospital payments are all not eligible for rebate. Dining, groceries, and other categories are also not rewarded. Ultimately, OCBC Frank Card offers young adults a great, no-fee way to earn cashback from social and online spend. OCBC Frank Card is definitely worth consideration.

Unfortunately, the HSBC advance card is not an unlimited cashback card as they have a cap on the cashback per month, even for advance banking clients. Furthermore, if you are not an advance banking client, you would not get subsequent card fee waiver if you do not get to spend at least $12,000 in a year.

Even as the OCBC Plus! Visa is not a cashback card, thus there is no cap, or "maximum" cash back, you get to still earn rebates in the form of cash rebates and LinkPoints by shopping at NTUC. However do note that there is a minimum spend of $500 in places outside NTUC before the full range of rebates and LinkPoints can be unlocked.

I fancy the OCBC 365 credit because it has cash rebate of $80, but only after you full fill their criteria. They require a minimum spending of $800 per month which in turn earns interest from different spending. This card suits me just fine being that I have broad spending habit and in the process it gives me $80 cash rebates every month. My only dislike is the rebate on the general spending which is 0.3%.

I love that I can enjoy Interest rates starting from 5.80% p.a. (EIR 11.38% p.a.) on their 12-month instalment plan which allows for fixed monthly repayments.The monthly repayment for your Cash-on-Instalments is fixed, allowing you to manage your finances with ease of mind. That works perfect for me as it helps me to be more organized and I give them thumbs up.