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I have been fraud by the insurance company.

I got an insurance as soon as possible, because my friends told me that it is much better to have insurance as young as possible so that in the future you get the benefits and your investment on the insurance will grow. I suddenly needed my insurance because I had an accident, but when I tried to check with my insurance company. They are not responding to my calls and messages. I think I have been fraud by the Insurance company I have applied.

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    Insurances companies comes from different countries that have different branches from all over the world. But there are companies who offers insurance that has great offers that will lure you to them. It is not a good thing to invest on insurance companies that seems fishy. Always background check the insurance company before availing one. If you know a insurance company that is a fraud, report the to the authorities for them to handle.

    2020.03.24 15:44

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I don’t have immediate cash on me and the month is about to end, can I collect from my insurance?

I just passed by and from my knowing, I don’t think you'd be able to claim the insurance that you have been spending on especially for wants that is most likely out of the question, most insurance companies only release the money that you have been investing on only when you've been injured, deceased or in dire need of help

Can a baby that is blind get an insurance?

Being blind is a disability and that is why the government is granting them a lot of benefits. Since there are some tests that will do to babies to check if they really are visually impaired, it will cost a lot. But since insurance covers it, there is nothing to worry about. Even though the insurance is not specifically due to blindness, there is nothing to worry about because the medical insurance part will cover it.

What is a Personal Accident Insurance?

Personal accident insurance pays you either a lump sum or reimbursements for out-of-pocket expenses in case of injury, disability or death resulting from an accident. Unlike medical insurance, the premiums are fixed, and you do not need to undergo any medical examination before the policy is incepted. The basic coverage are accidental death and or disability, children and medical reinbursement.

Can people be declined of the personal accident insurance based on his/her occupation?

Sad to say that people with hazardous occupations or people with occupations that are prone to accidents are declined by the insurance companies. Examples of these occupations are construction workers, fire fighters, police, military, divers pilots, aire crews, ship breakers, ship crew, and more alike.

Gonna cost me a lot of money for my surgery

Insurances covers medical bills, hospital bills and surgical bills. It can depend on what insurance you availed before. But most of the insurance that are being offered has medicinal coverage/ hopital coverage that will help you with the expenses. Saving for the future at a young age makes your life easier.

Who is/are eligible for a Personal Accident Insurance?

Based on your information, you are definitely eligible. The eligibility for personal accident insurace are first you have to reside in Singapre, two, you have to be a citizen of Singapore, a permanent resident or a pas holder, and lastly, you must be between 16-70 years old. This plan is also renewable upto the age of 75.

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