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Hospital preventing a family to leave due to debts

I have a project wherein I will interview some families in the hospital with a daughter diagnosed as having appendicitis. I was able to talk with this one family and his story mad me wonder if such thing is possible. This father wanted to discharge her daughter to the hospital since her operation was already done. He was asking for time to pay all the bills but what the hospital did was hold them in charge until all of their expenses was paid.

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    No Name

    Holding patients because of medical bills are illegal and you can fight for your right. A judge recently said that it was illegal to detain a patient because it will be a violation of human rights. Detaining a person inside a hospital will limit his or her movements which means that the hospital kind a took the freedom of the patient.

    2020.03.24 15:44

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I'm currently in a lot of debt. and I need it to stop

As long as you are able to pay your credit balance as soon as possible, I don't see the harm in paying of a loan with your credit cards, since it would obviously be better for you to pay the loan that you had before, since every month it will increase in interest and would cost more, while the credit card that you posses only needs to be paid monthly and will be unaccesible only if you exceed the credit limit but mind you, as long as it remains unpaid credit can also increase in interest so exercise this with caution

Is my brother a possible guarantor?

Your brother will be a guarantor and it is anyone who will be liable or someone who is willing to pay other's debt. That will be the job of your brother. He will have no choice but to pay your debts if you cannot. In this case, your brother is your guarantor but not legally, comparing it to the jobs a guarantor should have.

Can civil suit be taken regardless of private settlement?

Unfortunately, you can't hastily go to the police since you have a private settlement and agreement. Personal loan cases or debt cases are considered to be civil case and not a criminal case so the police cannot take action of the said circumstance. Given the situation, you might want to ask him personally.

Can I get loan even though I have debts?

Loans are usually offered by banks. You can get a loan if your pay check is validated by the bank that you are capable of doing a loan. You can also get loans from other agencies, but they have different qualifications. Some agencies do not require pay check but have a legal contract before you get your loan.

Foreclosure of a private property

A notice of default should be issued first by the lender and if the borrower still not responded, a notice of trustee's sale is recorded in the county office. The lender can then sell the property through a public auction and the money that will be collected to that will be the payment for the borrower's unpaid debt.

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Loan sharks have existed every since people and groups needed money to create business or pay their existing debts. Unfortunately, they do not operate within the regulations of Singapore's Ministry of Law. In turn, they can increase interest rates to the highest levels they wish monthly and reject the amounts you regularly pay to allow them to gain higher interest rates and more money from you.

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