Can I change my Bonus UNI$ category or categories after I’ve selected them?

Basically the UOB Lady’s Card is the only credit card that offers women the freedom of choice to define their rewards from Travel, Dining, Beauty & Wellness, Family, Fashion, Transport and Entertainment. In addition to the flexibility of changing your categories every quarter, to suit your ever-changing lifestyle and interests. Either you shop online or in stores locally or overseas, you stand to earn 10X UNI$ (or 20 miles) per S$5 spent on your preferred category’s with no minimum spend required. Other benefits include coverage for online purchases and faster online checkout with Interest Free Payment Plan for over 6 or 12 months and e-Commerce Protection on online purchases.

Be advised that Transactions qualifying for 10X UNI$ depends on whether the merchant falls within the selected eligible categories. If its MCC falls within the approved MCCs or it is one of the eligible merchants that we recognise, you will earn 10x UNI$ for your purchases made at the store. However, if the merchant does not fall within any of the eligible MCCs you will not earn 10X UNI$ even if your transaction made contains for specific items relevant to the eligible categories as may have been the case with you.

Yes you can as long as you enrolled before the start of the next new calendar quarter as the bank will take the last entry enrolled before the start of the new quarter to determine that Bonus categories) selection of the new quarter.

You will start earning your Bonus UNI$ upon enrolment of your preferred categories. Qualified transactions will be based on posting date and No, you will not earn Bonus UNI$ if you do not select your preferred categories. However, you can continue to earn 1X UNI$ for every S$5 spend on your UOB Lady’s Card going forward.

There are many ways to invest your money. You could invest it by opening a high yeild savings account for emergency purposes or you could invest all of it on CPF. There is also an option of dividing the money and putting half of it in your savings account and putting half in CPF. Eitherway it all depends on your current financial status and necessities.

The main phone provider in Singapore is Singapore Telecom. They provide both land and mobile phones as well as Internet access. The telephone number for Singapore Telecom is 1-800-738-1311 or 1-609-738-1311. When getting a landline installed, it normally takes five business days. These phones are capable of both national and international calls.

If that is the case, you must inform your friend and warm him/her immediately because when a work pass holder is found to have borrowed from an unlicensed lender, the MOM will inform the employer and revoke the work pass. The worker will be repatriated and prohibited from further employment in Singapore.

If you are looking for the best without thinking about how much it would cost you then you can try Singtel combo 3 where you not only get unlimited data but also unlimited calls and SMS wth a phone subsidy. It comes with a contract and costs S$108.80 but if you want the full package then this is the plan that you are looking for. If you are on a budget and only want mobile data then you should try Zero 1GB to Unlimited data however the speed will be throtted after 1 gb.

At first it might sound lika a hoax but since this is Singapore where possibilities are limitless. There is a company called Circles.Life that offers a free sim only plan. Their plan includes 1GB of data, 30min talk time and 10 SMS every month for S$0. This is perfect for someone who just needs a sim card for emergency purposes or someone who needs a line so they can be reached but does not use their phone much. TPG also offers one which includes 2G of data/day but you can;t use it for calls and SMS.

Those with an annual income of less than S$20,000 may borrow up to S$3,000 from all moneylenders combined and those who earn more thanS $20,000 a year may borrow up to six times their monthly income from all moneylenders combined. Meanwhile, for foreigners residing in Singapore, a lower aggregate loan cap of S$1,500 will be imposed on those who earn less than S$10,000 annually. Foreigners who earn between $10,000 and $20,000 a year can borrow up to $3,000, and those who earn at least $20,000 can borrow six times their monthly income.