American Express CapitaCard

Last updated: 2021.04.29

The American Express CapitaCard has a lot of features that can satisfy you. You can earn STAR$® at CapitaLand Malls. It supports all Grocery stores and bonus STAR$ at Cold Storage, FairPrice, Giant & Market Place in CapitaLand Malls.

Credit Card

Rewards

3.0

American Express International

American expressway, also known as Amex, commenced as a freight forwarding company in 1850. The company soon earned its customers' trust by safely transporting their valuable possessions to distant places during unscrupulous times. Today the company is an American multinational financial services corporation based in Three World Financial Centre in New York City, titled as the 23rd most valuable brand in the world in by Forbes in 2017 and is estimated to be worth US $24.5 billion. It is the largest global payment method and is reputed as a forward-looking and customer-focused company. In 2018, the company was ranked as the 14th most admired company worldwide by Fortune and the 23rd best company to work for. The company primarily focuses on providing its customers' facilities in regards to finance, insurance and travel. The company is widely celebrated for its charge cards, credit cards, and traveler's cheque businesses. It is a heritage built on services and sustained on innovation.

Reviews of American Express CapitaCard

Close to 6.5% rebates on dining

I have held this card for quite a long time and one thing I like about the card is the fact that it is used for CapitaLand malls and they are almost everywhere. So I enjoy dining taking advantage of the 10x rewards merchants to accumulate the points faster. Imagine getting close to 6.5% rebates on dining. Not to forget their sign up bonus of $60 rebates in vouchers when you spend $1,500. That's a 4% rebate excluding the points you will earn which will convert into vouchers too.

American Express CapitaCard / American Express International

I received $20 CapitaVouchers as the sign up bonus,

The American express CapitaCard is my first credit card and I find the sign up bonus attractive as I received $20 CapitaVouchers, which come in the form of STAR$ after being referred by my friend while my friend would receive S$30 CapitaVouchers also in the form of STAR$ after referring to me. Besides that, you can get to earn STAR$ points when shopping at Capitalmalls.

American Express CapitaCard / American Express International

Good for families that spend most of their time in capitaland mall for the free carpark

I feel this card is only worth its onions because of the sign up bonus. However subsequently, it might be good for families that spend most of their time in capitaland mall for the "free carpark". Pretty much this card offers features that revolve your life around capitaland malls and if you are not excited by that then you could try other cards. By the way this is the only credit card that can be used to purchase capita vouchers

American Express CapitaCard / American Express International

Receive a lot of capitastar points when spending with this card

It feels quite good to receive a lot of capitastar points when spending with this card, but still it is not really worth it to convert points to capitamall vouchers and other in-app deals are more value for money. I actually held this card for close to one year when Amex decided to charge me annual fee for second year and couldn't waive it because my spending wasn't high enough to justify the waiver, I converted it to the true cashback card.

American Express CapitaCard / American Express International

Forums mentioning American Express CapitaCard

Anyone here using the AMEX CapitaCard, what are your reviews about it?

It is not worth it for me as only the sign up bonus is the meaningful incentive for me. It might be a perfect card for families that spend most of their time in capitaland mall for the free carpark. Apart from that maybe the fact that it is the only credit card that can be used to purchase capita vouchers. The exchange rate of Star$ to vouchers is 5,000 star$ to 5 capitalland voucher. This means you can only get about 1-3% rebates (3% for dining) at capland outlets. This is not too good when other cards are offering 6% rebate on dining. I think its rewards system has to be improved to match other cards.

American Express CapitaCard

From your personal user experience, what can you share as a Key Benefits of using the Amex CapitaCard?

The American Express CapitaCard offers 3 hours complimentary parking across CapitaLand Malls when you spend $1,200 in a month, or complimentary privileged parking when you spend S$1,800. I look forward to complimentary parking for 3 hours per mall, per day across participating CapitaLand Malls. I also fancy the card because it supports easy, fast and convenient payments with Apple Pay with a proficient 24 hour Customer Care.

American Express CapitaCard

How do I earn more STAR$ using the American Express CapitaCard?

You get to earn when you Spend In CapitaLand Malls as much as 5 STAR$ for every S$1 spend. Additional 10 STAR$ will be awarded on eligible purchases of goods and services in blocks of S$1, on a cumulative basis at the end of every calendar month, capped at S$1,200 per calendar month at participating merchants in participating CapitaLand Malls. You can also get to earn an additional 10X STAR$ at participating dining and retail outlets across participating Capitaland Malls. Receive 50 STAR$ for every S$1 spent on your American Express CapitaCard – this is on top of the 3X STAR$ that you earn across participating merchants at CapitaLand Malls. As for referrals, you receive 50,000 STAR$ when you successfully refer a friend and your friend receives 50,000 STAR$ upon spend of S$50 in the first 3 months of Card Membership.

American Express CapitaCard