ERGO TravelProtect Basic
At a glance, ERGO Travel Insurance might not be that attractive, but in detail, you will see that it is very ideal for those who are sports-enthusiasts-travellers as it provides you a policy that enables a coverage for adventuruous activities like sky diving, bungee jumping and more.
ERGO Insurance
ERGO Insurance Pte. Ltd. is a Singapore based registered general insurer which is a wholly-owned subsidiary of ERGO Group AG, one of the leading insurance groups in Germany and Europe. The company offers an extensive range of personal insurance products from private motor to travel and personal accident; and commercial insurance coverage for commercial motor, work injury compensation, bonds, engineering, property, health, corporate personal accident and corporate travel, financial lines and marine, and endeavors to offer the best distribution facilities to its customers. It is also the chief insurance arm of Munich Re,one of the major reinsurers and risk carriers worldwide. The group's asset manager and fund provider, MEAG, regulates the investments aggregating a total of 127 billion euros. It is also regulated by the Monetary Authority of Singapore. ERGO is constantly aiming to tailor its policies in accordance with the wishes and needs of its intermediaries and customers and hence it also seeks to forge a close bond with its intermediaries and customers.
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Will I get premium refunded for per trip plan with ERGO TravelProtect?
ERGO TravelProtect Basic
Other products by ERGO Insurance
ERGO Insurance
ERGO TravelProtect Essential
Same as with the ERGO TravelProtect Basic, it provides a worry-free travel, medical coverage, personal protection, plan materials and as well as leisure activities. This coverage for ERGO TravelProtect Essential has a good coverage when it comes to those aforementioned.
ERGO Insurance
ERGO TravelProtect Standard
Out of the 4 TravelProtect Insurance Policies, the third one, which is the ERGO TravelProtect Standard is ideal for those who travel at least 5 times a year as it provides you with overall coverage including: Overseas Medical Expenses, Accidental Death and Permanent Disablement, Trip Cancellation Coverage, Loss of Baggage, Rental Vehicle, Pet Care, Adventure Activity and Terrorism Coverage.
ERGO Insurance
ERGO TravelProtect Deluxe
The TravelProtect Deluxe is the highest policy that ERGO offers. The coverage includes a very high claim amount which can go as high S$1,000,000 and over 38 benefits and along with luxurious offers that comes along with it.
ERGO TravelProtect is very good for Malaysia and covers overseas medical expenses but the premium is refundable for the Annual Multi-Trip Plan, but not for the Per Trip Plan unfortunately. If you. But in the event that you need to extend your policy but unable to, they will extend your policy for up to 72 hours after the planned expiry date and will not charge you for it. Such circumstances include natural disasters, epidemics, pandemics, and civil unrest, airport and airspace closures.