OCBC Titanium Rewards Credit Card

Last updated: 2021.04.29

OCBC Titanium Rewards Credit Card is the card the rewards you more than you deserve. You can be easily approved when you avail your card and use it instantly. OCBC Titanium now gives you more rewards points in more places. Only OCBC Titanium Rewards Card gets you 10X OCBC$. It supports and gives you 10x OCBC$ on any purchases when you shop at their supported merchants.

Credit Card

Rewards	3.0
Convenience	3.0

Oversea-Chinese Banking Corporation

Oversea-Chinese Banking Corporation, Limited (OCBC), is consistently ranked amongst the World's Top 50 Safest Banks by Global Finance and has been named Best Managed Bank in Singapore by The Asian Banker, was formed in 1932 by the merger of three local banks, oldest of which was founded in 1912. It is one of the highest-ranked banks as it is the second-largest financial services group in Southeast Asia by assets and is recognized for its financial strength and stability. OCBC Bank and its subsidiaries are widely acclaimed all throughout Singapore, Malaysia, Indonesia, and Greater China. It has more than 560 branches and representative offices in 19 countries and regions. OCBC Bank and its subsidiaries offer a comprehensive range of specialist financial and wealth management services and are listed on the SGT-ST as one of the largest listed companies in Singapore by market capitalization. It is also one of the largest listed banks in Southeast Asia by market capitalization and has more than 29,000 employees globally.

Reviews of OCBC Titanium Rewards Credit Card

You get 10X points when you shop at retails for babies and children's wear

I would recommend the card for use by people who frequently purchase clothing and electronics and also in particular from known on online merchants like AliExpress, Amazon, Lazada, Shopee and Taobao.You get 10X points when you shop at retails for babies and children's wear, clothes, bags and shoes, department stores, electronics and gadgets; which cover almost all retails. Also the OCBC Reward is a $10 rebate for 3600 points which I think is fare.

OCBC Titanium Rewards Credit Card / Oversea-Chinese Banking Corporation

Rewards are limited to item-based purchases

Sadly despite this card’s variety and flexibility, rewards are still limited to item-based purchases. Spend that are more closely linked to experiences like dining, entertainment and travel earn just 1 point per S$1. On the flip side, OCBC Titanium Card does offer regional dining discounts, deals at Cathay Cineplexes, and discounted airport lounge and JetQuay Quayside access. However, consumers who spend more on experiences than on items might prefer an alternative Card.

OCBC Titanium Rewards Credit Card / Oversea-Chinese Banking Corporation

Consumers can pair with another card to earn high rates with no added cost

OCBC Titanium card is one of the best shopper cards on the market because its S$192.6 fee is waived with just S$10,000 annual spend. Consumers can pair this with another card to earn high rates in multiple categories with no added cost. Ultimately, OCBC Titanium Rewards Card is an excellent option for shoppers seeking high rates and flexibility.

OCBC Titanium Rewards Credit Card / Oversea-Chinese Banking Corporation

2% Cash Rebate when you spend at BEST Denki

With a 10x OCBC$ that is 10 points or 4 Miles for every $1 spent on clothes, shoes, bags, department stores, kids wear, electronic gadgets, online, offline, locally and overseas and a 2% Cash Rebate when you spend at BEST Denki, on top of the existing 10 OCBC$ (worth 4 Miles) OCBC Titanium Rewards Card members earn on a usual basis.

OCBC Titanium Rewards Credit Card / Oversea-Chinese Banking Corporation

16% discount at Caltex and Esso stations

I like the cards feature which gives a 10x OCBC$ 10 points or 4 Miles for every $1 spent on clothes, shoes, bags, department stores, kids wear, electronic gadgets, online, offline, locally and overseas. Check out the offering of up to 16% discount at Caltex and Esso stations and the exclusive access at USD 27 per visit per person to more than 800 lounges regardless of the airline

OCBC Titanium Rewards Credit Card / Oversea-Chinese Banking Corporation

Forums mentioning OCBC Titanium Rewards Credit Card

Should I be considering OCBC Titanium Reward card if I want to get more air miles?

Yes certainly OCBC Titanium Rewards card is very good and if I am correct, I think they even had a promo that allows earnings up to 11 miles per dollar. For me that should be good enough reason to try them out as you can accumulate air miles with them. You can always get other cards too depending on your needs.

OCBC Titanium Rewards Credit Card

How much OCBC$ can I earn per annum?

Yes the maximum OCBC$ earned from spending under the eligible MCCs, is 120,000 OCBC$ per anniversary year. Which is basically 365 days from the date of the establishment of the card account; or the renewal of the card account. Upon earning the maximum OCBC$ per card anniversary year (120,000 OCBC$), all additional transactions made will earn 1x OCBC$ per $1 spend. The maximum OCBC$ earned is shared between the main and supplementary cardholder and will be credited to the main cardholder’s OCBC$ account.

OCBC Titanium Rewards Credit Card

Please I would like to know how the transactions for 10x OCBC$ is determined?

Generally, all transactions made on credit cards (OCBC Titanium Credit Card inclusive) are automatically categorized according to the Merchant Category Code (MCC) of the store, which determines whether the transaction is eligible for additional rewards. OCBC Titanium Rewards Card, 10x OCBC$ are automatically awarded for transactions made at merchants that fall within the specific MCCs. E.g. MCC 5611 Men’s and Boys’ Clothing and MCC 5621 Women’s Ready to Wear Stores. As such, transactions for the eligible merchants will be awarded with 1x OCBC$ credited when the transaction is posted and the remaining 9x OCBC$ credited manually by the end of the following month, computed based on the relevant transaction posting date.

OCBC Titanium Rewards Credit Card