YouTrip
Youtrip offers a 0% transaction fees in 150+ currencies. You can spend overseas without fees using YouTrip MasterCard. With Youtrip, you can withdraw all overseas Mastercard, Maestro or Cirrus ATMs outside Singapore at wholesale exchange rates. Theres gonna be SGD5 or foreign currency equivalent will apply for the withdraw fee.
You Technologies Group
Youtrip is Singaporean based multi-currency wallet specifically designed to help travelers to pay abroad without any transaction charges in more than 150 countries. It aims to provide easy and fuss-free travel experience to almost everywhere in the world. It has MasterCard that allows you to swipe into 10 currencies of the world. It has a cloud-based highly secure technology infrastructure to make payments secure and reliable. It also ensures the spot wholesale exchange rates by cooperating foreign currencies trading capabilities to perform different transactions. It’s also very easy to create account in your trip all you have to do is to create an account, top-up and spend anywhere. Youtrip is the part of you technologies limited group limited, based in Singapore and Hongkong. Launched in 2018, it has raised the funding of $35 Million in Series A round. It is associated with MasterCard and holds a remittance licensee authorized by the monetary authority of Singapore.
That would have to be YouTrip my friend. It is best to look at it like you are getting a 3% rebate. These days there are no more dormancy fees so you can top up via app as and when required. The only drawback is that it doesn't support online payment that requires a one-time pin (OTP)