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Questions & Answers about NTUC Plus! Visa Credit Card 2024

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NTUC Plus! Visa Credit Card calls themselves as Singapore’s card of choice at FairPrice and more because you can enjoy up to 12% rebate on your FairPrice and Unity spend and save even more with NTUC/OCBC Plus! Visa Credit Cards. NTUC Plus! gives you key benefits that will satisfy your qualities of wants. You can save a lot by using this card. (for NTUC Union members)

Oversea-Chinese Banking Corporation

Oversea-Chinese Banking Corporation, Limited (OCBC), is consistently ranked amongst the World's Top 50 Safest Banks by Global Finance and has been named Best Managed Bank in Singapore by The Asian Banker, was formed in 1932 by the merger of three local banks, oldest of which was founded in 1912. It is one of the highest-ranked banks as it is the second-largest financial services group in Southeast Asia by assets and is recognized for its financial strength and stability. OCBC Bank and its subsidiaries are widely acclaimed all throughout Singapore, Malaysia, Indonesia, and Greater China. It has more than 560 branches and representative offices in 19 countries and regions. OCBC Bank and its subsidiaries offer a comprehensive range of specialist financial and wealth management services and are listed on the SGT-ST as one of the largest listed companies in Singapore by market capitalization. It is also one of the largest listed banks in Southeast Asia by market capitalization and has more than 29,000 employees globally.

My son just turned 21 years, what are the highlights of an NTUC/OCBC Plus! Visa Credit Cards? My husband and I want to gift him one.

The highlights include a 12% off everything at Fairprice with salary credit and up to 18.5% fuel savings which should be perfect for him considering the car your husband bought for him but note that aside from being 21 years to be eligible, he needs to have above $30,000 annual income. The interest rate for NTUC/OCBC Plus! Visa Credit Cards is 26.76% per annum and if they dont receive full payment by the due date, there will follow a minimum charge of $2.50 a month, calculated from the transaction date.

NTUC Plus! Visa Credit Card

What are the additional rebate benefit provided by OCBC?

I am a current user of the NTUC Plus! Visa Credit Card and I know that at FairPrice you will be eligible to earn 3% additional rebate for incremental spends above SGD100 in a single receipt at FairPrice On, FairPrice, FairPrice Finest, FairPrice Xtra, Unity stores and Warehouse Club. This additional rebate is capped at SGD5 per transaction. On Grab Rides you will be eligible to earn 5% additional rebate on Grab rides in the month after completing 5 non-discounted rides. The 5 qualifying rides must be non-discount rides on all services except GrabCycle, GrabHitch, GrabShuttle, GrabShuttlePlus, GrabCoach, and must be charged to the NTUC/OCBC Plus! Visa Cards. The additional rebate is capped at SGD10 per customer per calendar month.

NTUC Plus! Visa Credit Card

Will I enjoy all the discounts and privileges offered by OCBC and Esso service stations if I pay and earn Smiles points using this card?

The NTUC Plus! Visa credit card and Smiles 2-in-1 Programme simply allows a NTUC/OCBC Plus! Visa card to be linked to an Esso Smiles Account. By creating a new Smiles Account and linking it to a NTUC/OCBC Plus! Visa card, the card member can use his Visa card to pay for fuel and earn Smiles points using one card. You will receive 0.2% LinkPoints based on your gross fuel spend and Smiles points equivalent to 2.5% fuel savings will be awarded when 250 litres of Synergy fuel are purchased within a calendar month using the same Smiles card.

NTUC Plus! Visa Credit Card

Who can be a NTUC Plus! Visa Credit Card STACK member?

Very simply everyone with a valid Singapore registered mobile number can become a STACK member but if you wish to perform rewards points exchange from one rewards programme to another, you then have to be a member of at least 2 of the cards participating rewards partner programmes. If you wish to redeem any deals and rewards on the STACK Marketplace, you do have to be a member of at least one of the participating loyalty partner programmes.

NTUC Plus! Visa Credit Card