OCBC Platinum Credit Card

This is probably the only multi-partner loyalty program that allows you to manage your points, exchanges and programmes almost effortlessly. The really try to make rewards programme members really happy.The card allows us to manage rewards points balances and expiring points across participating rewards programmes, all on one single platform. So you can in effect do away with the pain of slow point’s accumulation.

Probably the best Family-Friendly cards out there which is committed to take care of you and your beloved family. If you charge childcare and enrichment programmes to your card, you will get to save up to 35%, and for every S$1 you spent, you will earn 1 OCBC$. You can then redeem your accumulated OCBC$ for Robinsons vouchers, dining vouchers, and more. Alternatively, you can transfer your existing card to OCBC with OCBC balance transfer programme of 0% interest charge for up to 1 year of repayment period. The processing fee will be 1.68% for a 3 months repayment period; 2.50% for a 6 months repayment period; and 4.50% for a 12 months repayment period.

With respect to fees and charges, you will enjoy 2 years annual fee waiver for principal and supplementary cards. Annual fee for main card and supplementary card is S$160.50 and S$80.25, respectively. Sadly if you don’t maintain a good credit history on your card, you will need to pay interest of 25.92% per annum, with minimum charge of S$2.50. If no minimum monthly payment is received by payment due date, you will be charged for late payment, S$100. Minimum monthly payment is S$50, or 3% of your total balance, whichever is greater, plus amounts exceed of the credit limit and/or overdue amounts. Withdrawing cash will charge you S$15, or 6% of withdrawn amount, whichever is greater.

The OCBC Platinum Credit Card is a rewards card that is targeted towards families as it offers special deals and perks on activities, shopping and recreation. The OCBC$ rewards programme allows cardholders to earn 1 OCBC$ rewards point for every dollar spent on this card. Another advantage worthy of note is that these points do not expire for 5 years, and therefore will give cardholders enough time to accumulate points to redeem for rewards that matter.

Introductory annual fee waived for the first two years. You should take advantage of having no principal or supplementary cardholder fees for the first two years of this card after that, the principal cardholder annual fee is $160.50, and the supplementary cardholder annual fee is $80.25. Additional benefits of the card include discounts and offers spanning a wide range of categories from travel to childcare.

OCBC$ rewards programme allows me to earn 1 OCBC$ for every dollar charged to my card. These can be redeemed subsequently for vouchers at a number of stores and malls such as Robinsons, TANGS and Orchard Central. Make the most of the free time with your family engaging in family activities and entertainment discounts For instance, you get to enjoy special discounted rates at Pororo Park Singapore, MasterCard privileges at Adventure Cove Waterpark and S.E.A. Aquarium, movie ticket discounts at Cathay Cineplexes and Shaw Theatres and more.

Take advantage of the dining privileges and some amazing offers at dining outlets across Singapore. You will get to enjoy discounts and deals at Marche Restaurant, Beauty in The Pot, Canton Paradise, Earle Swensen's, Fairmont Singapore, Han's, Hello Kitty Orchid Garden and many more venues. Kindly note that terms and conditions will apply in each case. Pamper yourself with the wonderful selection of health and wellness offers available to OCBC Platinum Credit Card holders and enjoy complimentary Yoga session and discounts on beauty products online and more.

Mighty Savers is a bank account for children under 16 years old which encourages them to develop good saving habits from a young age. OCBC Platinum Credit Card holders can enjoy the privilege of being able to open a Mighty Savers account with only $800 initial deposit as opposed to the usual $1000 deposit required.