Review & Rating Citi Prestige Card 2024

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Citi Prestige Card is a top contender among the ranks of luxury travel cards. It offers a wide range of benefits including Complimentary Night Stay, Privileged access in golf courses in Singapore, Malaysia, Indonesia and China, VIP access for airport lounges, priority pass and limousine transfers, Concierge services and up to 30% ThankYou points and it also provides Personal and Accidental benefits when you use your Citi Prestige Card for travel fares and Overseas Medical Benefits.

Credit Card
Rewards
3.0
Customer Service
3.0
Convenience
3.0
Trust
3.0

Citibank Singapore

Citibank Singapore Limited is a branch bank of Citibank, N.A. headquartered in New York, U.S.A. and was present in Indonesia in 1918 through its previous company, The International Banking Corporation in Batavia and Surabaya. In 1989 Citibank started its credit card business in Indonesia. Citibank is one of the pioneers of the credit card business in Indonesia by always presenting quality products and making innovations for the satisfaction of its customers. This privilege then continued in the following years by introducing various other banking services online. Until now, Citibank Bank has issued a variety of banking service products, including credit card products that offer various facilities and ease of transactions for its users, as well as various attractive promo offers.

Zero Travel Related Online Merchants

The Citi SMRT card is a pretty decent card for spending but they unfortunately exclude travel related online merchants. This to me is the downside of the card and may be a reason to get another card for travel websites.

Citi Prestige Card / Citibank Singapore

A credit card that fits perfectly with my needs and rewards banking relationships

I think Citi Prestige is a very unique credit card that fits perfectly with my needs and rewards banking relationships. The card rewards with additional Citi ThankYouSM Points for your relationship with Citibank Singapore Limited, based on your spending and depth of relationship. So essentially you can earn unlimited Citi ThankYou points.

Citi Prestige Card / Citibank Singapore

3.25 Points for every dollar you spend locally and 5 Points for every dollar you spend overseas

Nothing beats earning 3.25 Points for every dollar you spend locally and a cool 5 Points for every dollar you spend overseas. There is also no limit to how many Points you can accrue and interestingly still they never expire, so you can keep saving for a reward you really want.

Citi Prestige Card / Citibank Singapore

Use your Citi Prestige Card with confidence wherever you are in the world

The cards global acceptance is enhanced by the Chip-based technology, which basically ensures that you can use your Citi Prestige Card with confidence wherever you are in the world. An embedded microchip turns your account information into a unique code that is difficult to duplicate or clone thereby ensuring you enhanced fraud protection.

Citi Prestige Card / Citibank Singapore

Affords users unlimited complimentary access to hundreds of VIP airport lounges

Citi Prestige card affords users unlimited complimentary access to hundreds of VIP airport lounges in cities around the world through Priority Pass. The icing on the cake is that there are no membership fees, no lounge pass fees, you simply just present your Priority Pass membership card at the desk and gain unlimited access to airport lounges around the world.

Citi Prestige Card / Citibank Singapore

Lodging a dispute with my bank regards to my card was stress-free and express

Lodging a dispute with my bank in regards to my card was stress-free with express processing. I contacted the bank’s 24-hour customer service hotline to lodge my dispute and was advised on the process required to submit a dispute resolution form. The time taken to resolve a disputed transaction may vary depending on the complexity of the case. Generally, resolution on a dispute may range between approximately 4 weeks for simple cases to about 12 weeks for more complex ones, assuming all required documentation has been promptly provided upon request.

Citi Prestige Card / Citibank Singapore