Maybank DUO Platinum Mastercard

As for expectations, with DUO you can earn DUO Points for purchases made within Tan Chong International. DUO Points can be used to redeem free car servicing vouchers, apartment stays, merchandise as well as car rental packages and chauffeur services. Beyond DUO Rewards, members can use DUO Privileges to cater to their lifestyle choices with discounted travel packages, shopping, and dining and entertainment deals. On top of this, members can expect priority to events as well as first-hand news about special promotions and finally yes, anyone can become a DUO Member even the new user. However, you will only start accumulating DUO Points if you spend within Tan Chong International (except for Tan Chong Credit & Singapore Automotive Industries).

Non-repayments or overdue repayments of credit card bills will be reflected in your credit report and could adversely affect you when you apply for a new loan. A credit report contains records of an individual’s credit payment history (including bankruptcy records) and is issued by a credit bureau gazetted by the Monetary Authority of Singapore to members of the credit bureau when they make enquires about an individual applying for credit. A credit report that shows defaults or late payments – even 30 days late - might lower your chances of getting a loan or require you to pay a higher interest rate for a loan. You can take the following steps if you have problems managing your debt; contact your creditors immediately and request to work out a payment plan that can help reduce your payments to manageable levels, pay off high interest rates debts first, transfer debts with high interest rates to cheaper alternatives, reduce credit card expenses and cash advances