United Overseas Bank

If you are new to UOB Credit Card membership, you should apply and get 12k miles when you spend a minimum of S$6,000 within the first 90 days of your new card approval. This Promotion is valid for a little time window so I advise you take up the opportunity fast inclusive of up to 3 KrisFlyer miles per $1 spent on everyday spend categories with $500 min. annual spend on Singapore airlines group.

It really depends on what you are looking for but if it is for earning rates, then it is best you go with the UOB PRVI Miles Card but do note that your spending has to be minimum 5 dollars to accrue any miles . UOB PRVI Miles Card earns you 1.4 miles local and 2.4 overseas which is one of the better rates. In addition, this card does not contribute to UOB ONE account card spending. So you need to accumulate the minimum $500 spent monthly on other cards other than this.

It was a seamless process for me on my last overseas traveling with my UOB VISA Signature Card as I was able to use the card overseas without enabling the magnetic stripe of the card. I was able to make purchases at overseas merchants’ outlets by inserting my card into the merchant terminal (i.e. not swiped). But if the overseas merchant uses a terminal where the Card is required to be swiped in order to process the transactions, you will need to enable the magnetic stripe of you card before the transaction can be processed.

This is an okay card to fill the areas for dining, grab and entertainment as it offers more than the other cards I have used before but don’t wish to mention here. But note that 12% cash back is only for these categories, and any other categories would be best purchased with another card. If you eat out often and use grab frequently plus topping up of grab wallet, this would be a card for you. They have a recent 12% rebate promotion for 3 months, but activated after a minimum spend of $600. Easy to use for the rebate on weekend. Definitely a must for dining and entertainment. Young people favourite. Will definitely recommend to friends.

I actually signed-up because of the attractive 3.88% interest with the UOB One Account. It made sense to use it as my daily card especially as it comes in a really fancy chrome coloured card. The UOB One Card is hands down UOB’s favourite entry level credit card especially for those with a UOB One account too. The credit card owes its fame to its key proposition- a maximum of 5% cash rebate on everything, no need to fumble about with different spending categories.

The UOB Delight Credit Card is the card to go with if the bulk of the spending’s are done at DFG Group, such as Guardian, Giant, Cold Storage. Long and short this card is like a one-stop shop card at the DFG Group of companies. That is the only major advantage I have from keeping this card as it comes in handy for me and my girlfriend when we are shopping groceries and the likes.