Gives you 5% cashback on telco bills with a minimum spend of $400

Must times majority of credit cards offer cashback on daily needs like transportation and food but they neglect other important necessity such as the common internet. Anyway the HSBC Visa Platinum credit card is such a rare card as it gives you 5% cashback on telco bills with a minimum spend of $400. In addition, it gives you modest rebates on groceries and petrol, so you can also use it as an all-purpose cashback card.

Products mentioned by this review

HSBC VISA Platinum Credit Card

HSBC Visa Platinum Credit Card paved way for a flexible program that allows cardholders to save from dining, groceries and fuel purchases while at the same time enables cardholders to earn cashback. As their slogan goes: "Make family time more fulfilling", it truly empower cardholders to spend more quality time with their loved ones, apart from the 5% cashback for Dining, Groceries and Fuel purchases,it also offers a wide variety of benefits for Leisure, Dining,Travel, Enrichment, Shopping and more offers that the cardholder and family can enjoy.

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Providers mentioned by this review

HSBC Bank Singapore

HSBC, a bank that came into existence over a simple idea- a local bank catering to international needs, is now one of the largest banking and financial services organizations in the world. HSBC is one the earliest banks to be established in Singapore with its history dating back to 1877 when its founding members' The Hongkong and Shanghai Banking Corporation Limited, inaugurated its first branch on the island. For more than 150 years HSBC has been connecting customers to opportunities, enabling businesses to thrive and helping people to realize their ambitions by offering a comprehensive range of banking and financial services such as Retail Banking and Wealth Management, Commercial Banking, Global Banking and Markets, and Global Private Banking. HSBC today is an integral part of the financial sector of Singapore by serving more than 40 million customers, covering over 65 countries and territories in Europe, Asia, North America, and Latin America. Shares in HSBC Holding plc are held by around 200,000 shareholders in 125 countries or territories and it is listed on the London, Hong Kong, New York, Paris, and Bermuda Stock exchanges.

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Fantastic Rewards

A 5% cash rebate on fuel purchases and a 16% instant discount is a great deal for me I must say, the HSBC VISA Platinum Credit Card indeed makes driving more fun for me as i always look forward to the 16% instant discount plus 5% cash rebate on all fuel spend at Caltex and Shell stations

HSBC VISA Platinum Credit Card

Family Package Rewards

My family had a really fun time with the 10% off Siam Adventure Club Family Package Booking which came with breakfast for 2 adults and up to 2 kids with a Kids room setup in room and full access to kids activities. We even enjoyed daily evening drinks for whole family on selected menu from 5pm to 6pm.

HSBC VISA Platinum Credit Card / HSBC Bank Singapore

Spend of $400 a month gets 5% cashback on telco bills and 3% cashback on groceries and petrol

I love the features which allows a Spend of $400 a month to get 5% cashback on telco bills and 3% cashback on groceries and petrol. They also observe a low cashback cap of $60 per quarter that is $20 a month and one must spend the amount consecutively for 3 months in order to get the cashback or alternatively, spend $800 a month and get 5% on telco bills, groceries and petrol, capped at $120 per quarter.

HSBC VISA Platinum Credit Card / HSBC Bank Singapore

Too bad it is not an unlimited cashback card

Unfortunately, the HSBC advance card is not an unlimited cashback card as they have a cap on the cashback per month, even for advance banking clients. Furthermore, if you are not an advance banking client, you would not get subsequent card fee waiver if you do not get to spend at least $12,000 in a year.

HSBC Advance Credit Card / HSBC Bank Singapore

Poor and upleasant hotline

I am a fresh graduate and just started my first job, I signed up for this card due to the onetime $150 cash back reward for $800 spend within the first two months. However for its main monthly rewards, it is nothing to be pleasant about and the hotline is very bad, I even had to hold more than 20 minutes during non-peak hour.

HSBC Revolution Credit Card / HSBC Bank Singapore

Recommending Forums

What do I do if I did not authorize transactions charged to my HSBC Visa Platinum Credit Card?

I highly advice that you call the customer service centre immediately if your card is lost, stolen, or if fraudulent transactions have been made on it. Customer service officers will help you to block your credit card immediately and also guide you on how to submit a dispute declaration form for the unauthorized transactions. I think it is possible to download the dispute declaration form the banks website. You should mail it back to HSBC after filling for review and processing by using the business reply envelope printed at the back of the form. Please include all supporting documents to substantiate your dispute.

HSBC VISA Platinum Credit Card

What credit card can I apply for that has good benefits and privileges for family and kids?

Congratulations on your new child, I will like to recommend the HSBC Visa Platinum Credit Card to you. This is because the card is a great card with upsized rebates of 5% cash rebate on dining and eating out with the family allowing you to save on your daily expenses at all local grocery stores and supermarkets. Interestingly, this includes all food and beverage outlets in Singapore, except hotel dining. Further benefits that will work magic with you and your family include up to 16% instant discount plus 5% cash rebate on your fuel spend at Caltex and Shell stations. Finally also they have benefits targeted at kids where they can enjoy free movies, meals and trips, on top of other family offers at the cards partners.

HSBC VISA Platinum Credit Card