You earn 2 Membership Rewards points for every S$1.60 spent

With the membership rewards programme, you earn 2 Membership Rewards points for every S$1.60 spent. Enrolment into the Membership Rewards Programme is required for points to be awarded however and you may choose to enrol either as a non-frequent traveller option of $10 you earn membership rewards points towards redeeming dining and shopping rewards OR the frequent traveller option of $40 you earn Membership Rewards points towards redeeming dining & shopping rewards, flights and hotel stays.

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American Express Personal Card

The American Express Personal Card offers you a Purchase Protection for up to 90 days. The protection covers the repair, replacement or reimbursement on eligible purchases made with your Card, that if it is stolen or damaged.

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American Express International

American expressway, also known as Amex, commenced as a freight forwarding company in 1850. The company soon earned its customers' trust by safely transporting their valuable possessions to distant places during unscrupulous times. Today the company is an American multinational financial services corporation based in Three World Financial Centre in New York City, titled as the 23rd most valuable brand in the world in by Forbes in 2017 and is estimated to be worth US $24.5 billion. It is the largest global payment method and is reputed as a forward-looking and customer-focused company. In 2018, the company was ranked as the 14th most admired company worldwide by Fortune and the 23rd best company to work for. The company primarily focuses on providing its customers' facilities in regards to finance, insurance and travel. The company is widely celebrated for its charge cards, credit cards, and traveler's cheque businesses. It is a heritage built on services and sustained on innovation.

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American Express Personal Card membership rewards points do not expire

First of all, unlike other loyalty programmes, the American Express Personal Card membership rewards points do not expire. Furthermore, with no restriction on the number of points you can stand to accumulate, you just need to choose the reward you want and you'll have time to get it, pretty much the skies can be your limit as you can use the points the way you want from redeeming shopping, travel and entertainment rewards to offsetting purchases made on your Card.

American Express Personal Card / American Express International

Membership Rewards points with the AMEX express personal card never expire

Unlike with other competing loyalty programmes, the Membership Rewards points with the AMEX express personal card never expire and furthermore, with no restriction on the number of points you can accumulate, you only just need to choose the reward you want and you'll have time to get it as pretty much the sky's the limit.

American Express Personal Card / American Express International

Use points to redeem shopping, travel and entertainment rewards

With this card you can use points the way you want, right from redeeming shopping, travel and entertainment rewards to offsetting purchases made on your Card. So I encourage you to try it and use your membership rewards points the way you want to use it. Visit the membership rewards page to find out more ways you can use your points.

American Express Personal Card / American Express International

Coverage up to S$8,000 per item and up to a max of S$80,000 per calendar year

With their Purchase Protection whether you're buying online or shopping at your local supermarket, the Purchase Protection offers you repair, replacement or reimbursement on eligible purchases made with your Card that has been damaged or stolen within 90 days of purchase. With coverage up to S$8,000 per item and up to a maximum of S$80,000 per calendar year per Card Member Account.

American Express Personal Card / American Express International

Customer care service at top notch

This is my first credit card and I was pleased with the process as the application was absolutely stress free and smooth with customer care service at top notch. I actually felt taken care of and it appeared I could rely on customer care service for virtually any issue. Plus they have a simple tracking system of cashback rewards, with a good App and web UI/UX.

American Express True Cashback Card / American Express International

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What is the make-up of Travel Accident Insurance and Purchase protection plans for the Amex Personal Card?

Your observations are quite true but you can be assured that with the Amex Personal Card whether you're buying online or shopping at your local supermarket, Purchase Protection offers you repair, replacement or reimbursement on eligible purchases made with your Card that has been damaged or stolen within 90 days of purchase. With coverage up to $8,000 per item and up to a maximum of $80,000 per calendar year per Card Member Account. If you purchase your travel ticket with your American Express Personal Card you receive free accidental death and dismemberment insurance while travelling on a public conveyance for up to $200,000. Eligible for Card Member, spouse and dependent children under 23 years old. Finally in the instance of the unexpected happening when you travel overseas you can get immediate advice with their 24/7 global helpline, from free referrals to an English-speaking doctor, lawyer or relevant professional, to assistance on passport replacement, missing luggage and more.

American Express Personal Card

What are the Key Benefits of the American Express Personal Card?

From my personal experience you can enjoy peace of mind from your travels and shopping as protection is included with your Card to offers you repairs, replacement or reimbursement on eligible purchases made with your Card, which has either been damaged or stolen within 90 days of purchase. With coverages up to S$8,000 per item and up to a maximum of S$80,000 per calendar year per Card Member Account. And in the case of unexpected happenings when you travel overseas, you can receive immediate advice with the cards 24/7 global helpline, free referrals to an English-speaking doctor, lawyer or relevant professional, and assistance on passport replacement, missing luggage and more. You also get to receive free accidental death and dismemberment insurance while travelling on a public conveyance for up to S$200,000. This is exclusively eligible for Card Member, there spouse and dependent children under 23 years old.

American Express Personal Card