Enjoy savings at artfully curated restaurants and Singapore's finest hotels with Love Dining

I like the idea that I can receive 40,000 Membership Rewards points when I get to successfully refer any of my friends to the card. Even more so as my friends can also receive 40,000 Membership Rewards points upon spend of S$5,000 in the first 3 months of their Card Membership. I think that is pretty much a win-win situation.

You receive S$800 travel credits annually (S$400 Air Travel Credit + S$400 Lodging Credit) by booking through The Platinum Concierge. You also can get and enjoy complimentary access for you, a supplementary cardholder and two guests to 1,200 Lounges such as The Centurion Lounge, Priority Pass, and International American Express Lounges. Most importantly, all Membership Rewards points never expire

Airport lounge access and up to $200 in Uber credits each year with up to a $200 annual airline-fee credit and up to $100 in annual shopping credits, elite status at Marriott and Hilton hotels, special perks at other hotels and resorts. They even offer access to exclusive events making this cards benefits very catchy.

With the Amex's loyalty program I love that they can be exchanged for statement credits or cash back, used to book travel through Amex's travel website, or transferred to any of 19 airline and three hotel transfer partners. Transferable points to me are among the most valuable features. The card earns a whopping 5x points on airfare purchased directly through the airline, as well as flights and hotels reserved through Amex Travel. It earns one point for every dollar spent elsewhere.

The Platinum Card comes with a welcome offer of 60,000 Membership Rewards points after you must have spent $5,000 on purchases in the first three months after opening your account. Based on valuations, those points are worth about $1,200 which alone makes up for two years of the annual fee.