Consumers can pair with another card to earn high rates with no added cost

I would recommend the card for use by people who frequently purchase clothing and electronics and also in particular from known on online merchants like AliExpress, Amazon, Lazada, Shopee and Taobao.You get 10X points when you shop at retails for babies and children's wear, clothes, bags and shoes, department stores, electronics and gadgets; which cover almost all retails. Also the OCBC Reward is a $10 rebate for 3600 points which I think is fare.

Sadly despite this card’s variety and flexibility, rewards are still limited to item-based purchases. Spend that are more closely linked to experiences like dining, entertainment and travel earn just 1 point per S$1. On the flip side, OCBC Titanium Card does offer regional dining discounts, deals at Cathay Cineplexes, and discounted airport lounge and JetQuay Quayside access. However, consumers who spend more on experiences than on items might prefer an alternative Card.

With a 10x OCBC$ that is 10 points or 4 Miles for every $1 spent on clothes, shoes, bags, department stores, kids wear, electronic gadgets, online, offline, locally and overseas and a 2% Cash Rebate when you spend at BEST Denki, on top of the existing 10 OCBC$ (worth 4 Miles) OCBC Titanium Rewards Card members earn on a usual basis.

I like the cards feature which gives a 10x OCBC$ 10 points or 4 Miles for every $1 spent on clothes, shoes, bags, department stores, kids wear, electronic gadgets, online, offline, locally and overseas. Check out the offering of up to 16% discount at Caltex and Esso stations and the exclusive access at USD 27 per visit per person to more than 800 lounges regardless of the airline

I fancy the OCBC 365 credit because it has cash rebate of $80, but only after you full fill their criteria. They require a minimum spending of $800 per month which in turn earns interest from different spending. This card suits me just fine being that I have broad spending habit and in the process it gives me $80 cash rebates every month. My only dislike is the rebate on the general spending which is 0.3%.