OCBC actually has an excellent customer service

Even as the OCBC Plus! Visa is not a cashback card, thus there is no cap, or "maximum" cash back, you get to still earn rebates in the form of cash rebates and LinkPoints by shopping at NTUC. However do note that there is a minimum spend of $500 in places outside NTUC before the full range of rebates and LinkPoints can be unlocked.

It is a good thing that OCBC cards can obtain instant approval and can be used immediately when you apply via MyInfo and the OCBC Plus! Visa’s Principal card’s S$107 per annum is waived for the first year. To earn an annual fee waiver for your OCBC Plus! Visa Credit Card however, you must spend a minimum of at least S$2,500 in one year starting from the month after your OCBC Plus! Visa Credit Card was issued.

We shop at Fairprice occasionally and we try to use OCBC plus card for point’s accumulation as much as we can. When we are shopping we look out for member’s discounts for selected items. The supermarket also has promotions that allow us to accumulate link points and redeem cooking/ and culinary sets at competitive prices too. A must have for households who frequent Farirpice for their grocery needs.

This is a very good credit card with a zero annual fee so you don’t have to go through the hassle of annual fee waiver as there was no fee to begin with. Also, this card allows you to earn double points in Fairprice which is a fair deal for family groceries.

Most of the vendors accepting this card offer up to 12% rebates at FairPrice Stores, Unity and Warehouse Club and up to 8% rebate at FairPrice online with salary credit. Annual fee is waived for NTUC members and the LinkPoints i accumulate can be used to offset my next purchase at selected Plus! Partners.