Unfortunately the promise of attractive cashback comes with too many caveats

I think this card is ok but among all my other cards, this is the one I use the least. Pretty much because there is nothing amazing or spectacular about this card as it were. On the other hand, the card design and marketing looks cool but unfortunately the promise of attractive cashback comes with too many caveats that I didn't bother after a while.

Products mentioned by this review

DBS Live Fresh Card

DBS Live Fresh Card lets you have a fresh start. You can experience fresh, look fresh, taste fresh, wander fresh with DBS Live Fresh Card. You can also get great rebate for all online shopping, including transactions made via Visa PayWave (Apply Pay, Samsung Pay, Google Pay).

3

5

Providers mentioned by this review

DBS Bank

DBS Bank Ltd, earlier known as The Development Bank of Singapore Limited and "people's bank" respectively, is a multinational banking and financial services corporation. DBS Bank is a technological forward bank that beliefs in continuously reinventing itself to provide simple, fast and contextual banking solutions and experiences. DBS is highly acclaimed for its leadership in digital and has garnered more than 20 global accolades. It was titled "World's best bank" by Euromoney in 2019 and also won Global Bank of the year from The Banker and Best Bank in the world from the Global Finance in 2018. All these victories make it the first bank in the world to hold three of the most prestigious global best bank honors at the same time. DBS operates in 18 markets globally, including six priority markets in Asia, namely Singapore, Hong Kong, China, India, Indonesia, and Taiwan. Hence it is the only Asian bank which operates in the three key axes of growth - Southeast Asia, Greater China

no reviews

5

Please leave your knowledge and opinion!

Recommending Reviews

Hit the minimum target of $600 to maximise your cashback.

Considering that I don't spend very much it is hard for me to meet the minimum spend to maximise my cashback on this card but irrespective, it's currently the best card for me since I'm using the DBS Multiplier account and I get extra interest when I spend on DBS credit cards. It is also quite a useful card to use when you are about to go on holiday to make hotel bookings and payment online. You should look to hit the minimum $600 to maximise your cashback.

DBS Live Fresh Card / DBS Bank

This student credit card is a must have indeed and with no minimum spending to maintain

This student credit card is a must have indeed and with no minimum spending to maintain, it's always good to know you have a credit card you can use without the worry of maintaining a certain monthly spending. Also, there are a ton of perks which come with this card, in particular, you get to enter Zouk for free only make sure you are an early bird when visiting.

DBS Live Fresh Card / DBS Bank

It isn't as attractive as compared to what its competition in the student credit card sphere are offering

With only a 0.3% cashback on all spending, it isn't as attractive as compared to what its competition in the student credit card sphere are offering. However, there are perks for using this card, such as the free entry to Zouk and other deals for DBS cards can be utilised with your DBS Visa Debit Card as well. So you might want give this a try or not but it’s up to you.

DBS Live Fresh Card / DBS Visa Debit Card / DBS Bank

The cash back is a good bonus although not significant if purchases are little in value

The cash back is a good bonus although not significant if purchases are little in value. I prefer the old design compared to this new one plus I did not receive much promotions and perks to use this particular card with. But from what I gather, it is a very useful card for students and young adults with a cashback every month on spending, good customer service from DBS, easy bill payments and so on.

DBS Live Fresh Card / DBS Bank

Cool card that is all about rebates and more rebates

This card is perfect for my everyday use, starting from the 15% cash rebates on dining, bus and MRT rides, the 5% cash rebates when I decide to shop at Sheng Siong and 3% cash rebates at Watsons. It is a good card to have overall and actually one of the best cashback credit cards for cash rebates at Sheng Siong, Watsons and SPC petrol kiosks.

POSB Everyday Card / DBS Bank

Recommending Forums

Anyone ever experienced issues with DBS Live Fresh not giving out cashback for some months?

My friend I have same experience. Sometimes I think the breakdown is so not clear, especially for my VISA contactless expenses. When I do receive the monthly cashback it's usually maxed out at $20 for each category. I spend about $1000 every month on this card. Do you guys face this too?

DBS Live Fresh Card

In regards to a DBS Live Fresh Credit Card, would a Kickstarter purchase be considered as an online spend?

Yes it does. You'll get also 10% cash back. The closest option I believe is Youtrip but then again I feel it is only good for travel and trips to pay for items, gifts, entertainment and stuffs overseas.

DBS Live Fresh Card

Hello everybody! I am not very knowledgeable with this matters so I thought to reach out here, I would like to know how I can get to qualify for DBS Points.

If I can simply put it this way, each time you charge to your card, you earn DBS Points which you use to exchange for a variety of fantastic reward items, that is how you qualify. Now all DBS Credit Card members are eligible for DBS Points Redemption Programme. Unfortunately, the Programme does not apply to the DBS Live Fresh Card.

DBS Live Fresh Card

I am currently studying and I am looking for a good card deal, is the DBS Live Fresh Card the right card with good benefits for students?

Yes without a second thought this card is very good for students. I am equally an undergraduate and have been using this card for some time now for its numerous benefits. First of all it should interest you to know that they offer a 5 years Fee Waiver and require no minimum income so whether it’s food deliveries, online shopping, ticket or travel bookings, there are no minimum spend required. You can use your card for your bus and train rides now as the fares will be charged directly to your card upon usage. No top-ups or reloads required. You may also link your card to your Savings Account and use as your ATM card.

DBS Live Fresh Card / DBS Live Fresh Student Card

Who can provide valid reasons to use a DBS Visa Card for train and bus rides?

If you are looking for valid reasons to use your DBS Visa Card for train and bus rides, consider that you can get cashback, earn miles for a well-deserved holiday with your loved ones, or earn DBS Points which can be used for shopping and dining vouchers, gadgets, and even airline miles. Public transport spend may seem not significant at times, but sometimes when you start with little, you can end up with much more than you expected. If cashback is your thing, consider the DBS Live Fresh Card for 5% cashback on contactless transactions with a minimum spend of S$600 per month. And yes, that includes your train and bus rides. Finally you should know that with SimplyGo you may start using your Visa card for public transport transactions which gives you one less thing to worry about as that same card you carry around for cash withdrawals, to get your lunch, to buy a nice gift for a loved one can also be used to tap in and out. So no more worrying about top-ups and other sticky situations on the bus and at the train station.

DBS Live Fresh Card