$199 cashback for loans of $1,000 and above if you apply through MoneySmart

Although standard Chartered personal loan’s published rates aren’t that awesome, you still get a much lower interest rate as well as $199 cashback for loans of $1,000 and above if you apply through MoneySmart for your loan amounts of $1,000 to $250,000. Like most of its competitors, Standard Chartered Bank promises next-day cash. You can apply via MyInfo via MoneySmart to get instant approval and loan disbursement

Products mentioned by this review

Standard Chartered CashOne Personal Loan

Standard Chartered personal loan boasts a competitve interest rate amongst the ranks. Instant cash is also possible and you may get up to S$1,0888 cashback on your approved loan and you may also get S$160 Anniversary Cashback (Anniversary Cashback is only valid up until December 31, 2019)

4

2

Providers mentioned by this review

Standard Chartered Bank Singapore

Standard Chartered Bank in Singapore is an integral part of an international Banking group as it is where the bank opened its first branch in 1859. After about 150 years, the bank is still adherent to its purpose which was to drive commerce and prosperity through its unique diversity. In October 1999, Standard Chartered Bank was amongst the first international banks to receive a Qualifying Full Bank (QFB) license which is an endorsement of the Group's long-standing commitment to its commitment in the business. The Bank has won numerous accolades in the financial sector including the Singapore Quality Class (SQC) certification and certification for Innovation and Service which represents its sustainable business performance and robust management system. Standard Chartered banking system is present in 60 markets having has 1,026 branches worldwide and employ more than 86,000 people around the world. It is also among the top 100 largest companies listed on the London Stock Exchange and also listed on two of Asia's largest stock exchanges.

no reviews

5

Please leave your knowledge and opinion!

Recommending Reviews

Get interest-free cash in 15 minutes from as low as 0.7% processing fee

With the Credit Card Funds Transfer, you can get interest-free cash in 15 minutes from as low as 0.7% processing fee (EIR from 2.83% p.a.) and also freely choose your preferred tenure of 3, 6, 9 or 12 months. Although they offer a 0% p.a. interest rate, this is valid for a Credit Card Funds Transfer with a 3, 6, 9 or 12 month tenure and is only applicable to the amount transferred pursuant to the application submitted in respect of this promotion. The prevailing interest rate of 26.9% p.a. applies after the expiration of the tenure indicated in the application form.

Standard Chartered CashOne Personal Loan / Standard Chartered Bank Singapore

1.5% unlimited cashback with no minimum spend

Very high cash promotions for new to bank sign ups. 1.5% unlimited cashback with no minimum spend, quite a good choice for low spenders who don’t have to fulfil different category spending. Generally decent cash back, but worth it more if you spend in larger amounts that is $800 and above. The credit billing cycle is also rather confusing to locate in-app as well.

Standard Chartered Unlimited Cashback Credit Card / Standard Chartered Bank Singapore

10X rewards points for every S$1 spent in foreign currency

This card allows users to enjoy up to 10X rewards points for every S$1 spent in foreign currency on overseas retail, dining and travel transactions, with absolute no minimum spend required. I found this offer to be very rewarding on my last overseas vacation with my wife and kids with all the dining and shopping we engaged in.

Standard Chartered Rewards+ Credit Card / Standard Chartered Bank Singapore

Earn 360◦ Rewards Points on selected mortgage loans

As a Priority Banking clients, I can earn 360◦ Rewards Points on selected mortgage loans current and savings accounts, fixed deposits, and investments, as long as I spend S$500 per month on my Visa Infinite Credit Card. Even more, my points never expire as I can redeem my 360◦ Rewards Points for air miles, cashback and other products which I can find online.

Standard Chartered VISA Infinite / Standard Chartered Bank Singapore

No minimum spend and a quick and easy application

I signed up for this card initially because it has no minimum spend and the application was generally quick and easy as compared to others however, it turns out that I had to reduce the usage of this card as I feel 1-2% cashback is too Low. There are more competitive cards outside if you can hit like at least 300 a month

Standard Chartered Spree Credit Card / Standard Chartered Bank Singapore

Recommending Forums

I am Self-employed, how do I qualify for CashOne Personal Loan?

It is very straight forward actually as you must be between 21 and 65 years of age with a minimum annual income of $20,000 for Singapore Citizens and Permanent Residents. So it does not matter if you are employed or self-employed but will need documents like a copy of your latest Income Tax Notice of Assessment and must be have been in business for a minimum of two years. You will also be required to provide your latest Utility bills, latest Bank or Credit Card statements e-statement inclusive, a copy of rental agreements showing your address, latest mobile phone statements / pay TV statement.

Standard Chartered CashOne Personal Loan

I'm a principal Standard Chartered Bank (Singapore) Limited Credit Card Cardholder. Do I have to provide any documents to apply for the CashOne Personal Loan?

If you already have a credit card with the bank you don’t need not submit any documents however, if you have recently experienced a change in income, you will need to submit your latest income documents during the application, so that they can review your credit limit and your CashOne Personal Loan application accordingly. For annual income of S$20,000 to less than S$30,000; 1-year loan tenor: 9.80% p.a. (EIR 27.56% p.a.), 2-year loan tenor: 9.80% p.a. (EIR 23.14% p.a.), 3-year loan tenor: 10.80% p.a. (EIR 22.99% p.a.), 4-year loan tenor: 10.80% p.a. (EIR 21.80% p.a.), 5-year loan tenor: 10.80% p.a. (EIR 20.92% p.a.). Interest is calculated based on the ‘front-end add-on’ method by multiplying the principal loan amount by the specified annual Applied Rate for the full tenor of the plan. The interest charged per month is not spread equally throughout the tenor.

Standard Chartered CashOne Personal Loan