One other good thing CIMB credit cards have is that there are no annual fees

The CIMB CashLite personal loan is based on your available credit card credit limit therefore you have to be a CIMB cardholder to apply for it. One other good thing CIMB credit cards have is that there are no annual fees but CIMB doesn’t publish their interest rates online. The actual interest rate is personalised based on your risk profile and credit history so you might very well end up with a higher interest rate than advertised.

Products mentioned by this review

CIMB CashLite

CIMB CashLite or CIMB Personal Loan seeks to help cleints get extra cash in their hands and that way they can help you out with the financial obstacles you encounter. It surely offers Low Interest Rate, Flexible Loan Tenures and a Generous Credit Lie.

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Providers mentioned by this review

CIMB Bank Berhad Singapore Branch

CIMB (Commerce International Merchant Bankers) Group Holding Berhad is a leading ASEAN (The Association of Southeast Asian Nation) Universal Bank operating in high growth economies. The group operates under several entities including CIMB Bank, CIMB Investment Bank, CIMB Islamic, CIMB Niaga, CIMB Securities International, and CIMB Thai. It is the second-largest bank in Malaysia comprising of 534.1 billion Malaysian Ringgits worth of total assets. The group provides vasts variety of banking and financial services to its customers, whether they be a natural person or an artificial person, with its primary activities being Commercial banking, Islamic banking, investment banking, and Asset management just to name a few. The group operates with over 100 Commercial Centres and around 850 branches with co-located Trade Service Centres to its 16 global markets. The group also has a staff strength of over 36,000 located in 18 countries, covering ASEAN and major global financial centers as well as countries as in which its customers have significant business and investment dealings.

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How long do I have to wait for my bank to resolve a disputed transaction with my CIMB CashLite?

The time taken to resolve a disputed transaction may vary depending on the complexity of the case. Generally, resolution on a dispute may range between approximately 4 weeks for simple cases to about 12 weeks for more complex ones, assuming all required documentation has been promptly provided upon request. Following which a chargeback occurs when a card-issuing bank, in accordance with the dispute resolution process of the Card Scheme, initiates a reversal against the merchant for violation of card acceptance procedures or failure to fulfil some of the terms and conditions of the transaction

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What are the Features & Benefits of the CIMB CashLite?

With the CIMB CashLite you enjoy preferential Interest Rates with the CIMB CashLite personal instalment loan and a flexible Loan Tenures of 1, 2, 3, 4 or 5 year loan, leaving the choice for you to make in addition to a generous Credit Line with financing of up to 90% of your credit limit. The loans are disbursed instantly as well.

CIMB CashLite