The bank can charge a fee if you are unable to maintain the monthly average in your accoun

As long as you maintain the minimum balance in the savings account, you are not required to pay any maintenance charges. However, the minimum balance requirements does vary between banks. The bank can charge a fee if you are unable to maintain the monthly average in your account. At the same time, you can also use the net banking facility of the bank for fund transfers to/from your savings account from the comforts of your home or office.