Comprehensive protection for your health, baggage and bank balance

ERGO TravelProtect Basic allows you to enjoy superior cover for worry-free holidays or business trips at some of the most affordable prices in the market. ERGO TravelProtect Travel Insurance provides comprehensive protection for your health, baggage and bank balance so you can focus on more important things – like sightseeing, exploring and relaxing. The price is very competitive with a good coverage for the yearly Asia plan. I personally got this plan because I travel mostly within Asia a lot.

Products mentioned by this review

ERGO TravelProtect Basic

At a glance, ERGO Travel Insurance might not be that attractive, but in detail, you will see that it is very ideal for those who are sports-enthusiasts-travellers as it provides you a policy that enables a coverage for adventuruous activities like sky diving, bungee jumping and more.

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Providers mentioned by this review

ERGO Insurance

ERGO Insurance Pte. Ltd. is a Singapore based registered general insurer which is a wholly-owned subsidiary of ERGO Group AG, one of the leading insurance groups in Germany and Europe. The company offers an extensive range of personal insurance products from private motor to travel and personal accident; and commercial insurance coverage for commercial motor, work injury compensation, bonds, engineering, property, health, corporate personal accident and corporate travel, financial lines and marine, and endeavors to offer the best distribution facilities to its customers. It is also the chief insurance arm of Munich Re,one of the major reinsurers and risk carriers worldwide. The group's asset manager and fund provider, MEAG, regulates the investments aggregating a total of 127 billion euros. It is also regulated by the Monetary Authority of Singapore. ERGO is constantly aiming to tailor its policies in accordance with the wishes and needs of its intermediaries and customers and hence it also seeks to forge a close bond with its intermediaries and customers.

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Enjoy insurance cover for children provided for free in case the whole family is travelling together

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Compensates an insured person aged 70 years old with up to $1,500,000 for medical expenses made overseas

ERGO TravelProtect Deluxe provides cover for leisure and other sports activities like hiking, skydiving, scuba diving and hot air balloon ride. ERGO compensates an insured person aged 70 years old and below with up to $1,500,000 for medical expenses made overseas and a maximum of up to $200,000 repayments for insured person aged 70 years old and below with a $50,000 total daily hospital allowance.

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Will I get premium refunded for per trip plan with ERGO TravelProtect?

ERGO TravelProtect is very good for Malaysia and covers overseas medical expenses but the premium is refundable for the Annual Multi-Trip Plan, but not for the Per Trip Plan unfortunately. If you. But in the event that you need to extend your policy but unable to, they will extend your policy for up to 72 hours after the planned expiry date and will not charge you for it. Such circumstances include natural disasters, epidemics, pandemics, and civil unrest, airport and airspace closures.

ERGO TravelProtect Basic