Always clear your cookies or opt search in private browsing mode. 2) Be Flexible with your dates - You can find the best time for your budget 3) Check Airline websites than just Aggregation websites 4) Choose nearby Airports with lesser taxes 5) Plan in Advance - Ideal time to get great fares is 51 days and usually airlines release their deals on a Tuesday. 6) Choose airports that are faster to transfer than taking a train, bus and 500m walk to change terminals. 7) Always Check-in online and Use Airline Seat Maps, Flights shopping and Flight information. 8) Don’t eat in restaurants close to attractions and tourist spots - Overpriced and do not taste well. Always go to restaurants where locals eat. May not have the best ambiance, but they do have really tasty food. 9) Always try to find a friend who lives in that city, this is way you could save loads but check out Vacation Rentals, Homes, Airbnb if you do not have anyone. 10) Always do public transport within the city if you do solo travel. Safe travels!

Have u tried Rent a room or Rent an apartment? There are rental sites online where you can find rooms and apartments by posting a free ad. You can take advantage of the sites filter capability to be specific and use the relevant options such as smoker, pet friendly, cooking allowance etc. The results are very accurate so I expect you will find what you are looking for.

Not exactly my friend, I would not call a travel insurance agent a freelancers even as it can be a part time job in Singapore. Travel insurance jobs I believe require one to take some additional training apart from the usual 2 papers compulsory for every licensed agent.

I would spend money to take a flight and visit my family than spending hours via train or bus. At the same time I would rather spend time to search for the discount coupon before booking my flights. In another situation, I would spend money to get the term plan and medical plan for me and my family however, I would spend time to research the best term plan and medical plan provider. I would spend money to go out and eat in restaurants and spend a good time with my family, yet again, I would also have to spend time to find the best restaurant at a good price. You can’t spend all the money to save time and can’t spend all the time to save money. There has to be a balance.

This will boil down to what kind of investment you prefer. If you are the type who dislikes monitoring markets then passive investing would be a better choice. But if you like to actively monitor markets and analyse the best time to buy/sell shares then active investment would be a better option for you. In a nut shell, passive investing would be ideal if you want to sleep in peace at night and do not have the time to monitor the market every day