What is your honest opinion on the UOB YOLO?

If you refer to the requirements to earn the additional of 8% and 3% then you should simply spend a minimum amount of $600 in a statement month as total rebate is capped at S$60 per month. To answer your second question, there are transactions that do not earn rebate such as payment of funds to prepaid accounts, instalments payment plans, Charitable/religious organizations, government institutions and services, Balance/funds transfers, cash advances, fees, interests, finance charges, late payment charges, annual fee charges, reversals, other financial charges.

The UOB YOLO is a good card to fill the areas for dining, grab and entertainment as it were but note that 12% cash back is only for these categories, and any other categories would be best purchased with another card. If you eat out often and use grab frequently (even topping up of grab wallet), this would be a card for you. I advise that you call up UOB once you receive the card and reset your statement month to the calendar month, this way it will make it easier to hit the bonus qualifying period for the 12%.

Hello there! The following transactions do not earn rebates and they include Payment of funds to prepaid accounts, Instalment payment plans, Charitable or religious organizations, government institutions and services, Balance/funds transfers, cash advances, fees, interests, finance charges, late payment charges, annual fee charges, reversals, other financial charges. The bank identifies transactions and their categories via codes assigned by Visa. These are not decided by the bank but rather by the merchants and their acquiring banks.

If you are a tourist then you don't need to worry because it will not apply to those with a temporary presence in Singapore, It will only apply to foreigners who are holders of Work Passes, Long Term Visit Passes, Short Term Visit Passes, Dependant's Passes and Student Passes.

Mate I don’t think you need not worry about how it will benefit you just as long as that trading business of yours is still working but I don’t think It would be still ideal to keep holding onto it since it doesn't have its benefits, you will mainly have to liquidate your business if you choose to give up on that business, Cheers!

You can submit a change of address notification to your telephone provider online or yu could always call your phone provider's customer service for further inquiries about the change and charges: Procedures such as account closure and account transfer may have to take place at a customer service centre.

Bond market is similar to the stock market however the bond market is a larger market. You bdon;t have to hold onto the bond until it matures before selling it. There are a few terms that you should know when buying and selling bonds. You should always be familiar with the market price. You should sell your bonds at a premium to earn from your bonds. There are times when you really have to sell your bond at a discount to avoid further loses however avoid it if it is avoidable.

The number of foreigners borrowing from lic.ensed moneylenders increased from 7,500 in 2016, the number rose to 35,000 in the first half of 2018 alone. This is one of the reasons why they changed the law. The police have also observed more foreigners here borrowing from unlicensed moneylenders

If you got scammed online, you can contact the authorities to help you out. Always background check on what investments your gonna go through. You can easily contact people across the globe with the use of internet. Always check their status before involving within them. But as much as possible get help with the authorites.